In the ever-growing decentralized finance (DeFi) ecosystem, HypurrFi stands out as an innovative solution for optimizing yields while offering unique features such as lending, leveraged borrowing, and an attractive points system linked to upcoming airdrops. Integrated with Hyperliquid and built on the HyperEVM blockchain, HypurrFi is praised for its user-friendly interface, attractive returns, and a strong focus on security and innovation.
What is HypurrFi?
HypurrFi is a decentralized lending and borrowing platform (DeFi), fully integrated with the Hyperliquid ecosystem. Its main strength lies in stabilizing volatile yields thanks to its native stablecoin, USDXL—a hybrid asset backed by U.S. Treasury bonds (UST). Users can deposit assets like HYPE or stHYPE to generate interest, or borrow to amplify their gains through leverage.
As of April 2025, HypurrFi ranks third in the Hyperliquid ecosystem in terms of total value locked (TVL), with over $42 million deposited—just behind Felix Protocol and HyperLend.
Key Features of HypurrFi
1. Depositing and Staking
On HypurrFi, users can deposit various native assets, including HYPE, stHYPE, and stablecoins like USDC, to earn attractive yields. These deposits also serve as collateral, allowing users to mint the USDXL stablecoin with specific multipliers (for example, a x2 bonus for HYPE).
2. Leveraged Borrowing
Users can borrow USDXL against their collateral to buy more assets or use them on other DeFi platforms. This enables “yield loop” strategies, where you can stack interest while keeping your loan-to-value (LTV) ratio in check to avoid liquidation.
3. Secure USDXL Stablecoin
USDXL stands out with its over-collateralization and the security of its reserves, with a U.S. Treasury-backed vault coming soon. This stability inspires confidence and protects users from extreme market volatility.
4. Liquidity Pools
The platform offers liquidity pools where you can provide USDXL and earn interest. Adding liquidity on partner platforms like HyperSwap also allows you to benefit from point multipliers (x3).
5. AI Buddy: An AI Assistant for Users
One of HypurrFi’s flagship features is its built-in AI Buddy—an intelligent assistant capable of explaining DeFi concepts, helping with calculations, and even providing playful “easter eggs.” This AI has received positive feedback for its accessibility and expertise, further reinforcing the platform’s educational approach.
Points System and Airdrop: Maximize Your Rewards
HypurrFi’s points system is at the heart of its community engagement and rewards strategy. Currently active (although not yet visible in the interface), it lets you accumulate points by performing various activities on the platform:
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Depositing assets (x2 for HYPE)
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Borrowing USDXL
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Adding liquidity on HyperSwap (x3 for points)
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Farming on partner platforms like HyperSwap or KittenSwap
These points give users access to regular airdrops, such as the Genesis Event on November 29, 2024, where 31% of the total HYPE supply was distributed to eligible users. Additional token emissions (almost 39% of the total supply) are planned for the future to further reward the community.
Pro tip: To maximize your chances for upcoming airdrops, it’s advisable to stake HYPE and stay active across the platform’s features.
How to Use HypurrFi: Step-by-Step Guide
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Create an Account on HypurrFi : Go to HypurrFi and sign up with a HyperEVM-compatible address.
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Deposit Assets : Select the assets you wish to deposit (HYPE, stHYPE, USDC, etc.) to start earning yields and accumulating points.
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Borrow USDXL : Use your deposits as collateral to borrow USDXL, which you can then use to buy other assets, participate in liquidity pools, or try out other yield strategies.
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Add Liquidity and Farm : Maximize your points and yields by adding liquidity on HyperSwap or participating in farming operations via HyperSwap.
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Consult the AI Buddy : Take advantage of the built-in AI Buddy for any technical questions or to optimize your DeFi strategies on the platform.
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Track Your Points and Airdrops : Stay up to date on the next distributions by following official announcements on X (HypurrFi) or the community Telegram (Telegram group).
Main Feature
Aspect Details Deposit & Staking HYPE (x2), stHYPE, stablecoins, yield, collateral for USDXL Borrowing USDXL for asset purchase or DeFi strategies, LTV control USDXL Hybrid over-collateralized stablecoin, soon with a U.S. Treasury vault AI Buddy AI assistant for explanations and calculations, playful function Points System Active (x2 HYPE deposits, x3 HyperSwap liquidity, extra points via farming) Past Airdrop Genesis Event, 31% HYPE, Nov. 29, 2024 Future Airdrop 38.888% HYPE for emissions, points for eligibility, HYPE staking, etc.
Conclusion
HypurrFi stands out as a robust and forward-thinking DeFi platform, perfectly integrated with Hyperliquid. Its value proposition is based on optimized yields, enhanced security, and an enriched user experience through features like AI Buddy and the active points system. To maximize your benefits, it’s recommended to stay active on the platform, follow official updates, and diversify your strategies across depositing, borrowing, and farming.
As with any DeFi platform, it is essential to fully understand the mechanisms, monitor your LTV ratio, and stay informed about updates to avoid any liquidation risk. To make the most of future opportunities, follow updates via X or Telegram and explore the various possibilities offered by the HypurrFi ecosystem!
