Celsius Network is a platform where you can lend and borrow cryptocurrencies while earning weekly interests.
If you HODL you can decide to earn interests in the same crypto you hodl or in CEL (Celsius Degree Token) crypto, if you choose CEL interests are higher.
I joined the platform on June 8th, 2019 and, until now I deposited some Bitcoin, Litecoin, Dash and some other cryptos.
I chose to earn interests in CEL to earn more, but there are some exceptions: for example, in this period if you hodl Dash you earn 6,71% annual interest both if you choose to earn interests in Dash or in CEL, so for Dash I chose to earn in Dash.
Celsius network sends weekly interests on Mondays and until now I always received them on time.
I withdrew twice and the platform was very fast to send my cryptos.
I also bought some bitcoin via credit card once and I liked the service, but I think fees are quite high.
If you want to join Celsius network here is my referral link: https://celsiusnetwork.app.link/16818785bb