Distributed money believers, you know we love you!!
We are gathered here today on the rock of the Publish0x, to crack truths about jokes to power, and launch a new service to the world.
We are talking regulatory arbitrage here, there is a loophole in the "accredited investor" laws, and we are gonna drive a Mack truck through it!!
Join the parade baby!!
The SEC changes the rules about crypto in 2020. Before that, having a million in equity in your house made you an accredited investor. Now that chunk cannot be in a house. But if you are a trustifarian, having a mil or two in a fund DOES make you an accredited investor!!
Why does anyone care about that?? Because the SEC is shutting down all manner of investments, driving Nexo, Kraken, Gemini, & others out of the crypto interest option!! Before 2022, it did not much matter if you were an accredited investor or not for crypto, anyone could buy a few sats and get some more in interest!! Now?? Most people think that option is gone. But no, it's only gone for the POOR!!! If you are an accredited investor, you can get that from Blackrock anytime!!!
For Accredits4us, the important part is all the active accredited investors were grandfathered in under the new law!! THAT's what WE care about!
Because right now there is a regulatory arbitrage, a loophole begging to go through in SIZE!
The 2020 reghammer allows education and certification to give accredited investor status. Specifically, anyone who holds a Series 7, Series 65, or series 86 is an accredited investor. Listen to US, NOT Chat GPT!! who has a hallucination AND a spinning pile of axes to grind against crypto!!
YES baby YESS! 
TLDR: Back in 2020 it dit not matter all that much, you could stake with
fully regulated, legit US corporations to say, farm stablecoins for 10% to be used against other crypto loans. Kraken, who is full on old school legit legal in the USA, actually OLDER than Coinbase, would pay up to 24% for some (probably diving) coins!! Or 12% for USDC!! good old boring USDC!!
Well, if yer RICH, that's still just perfectly legal!! Have fun getting richer! But now the reghammer has bashed all access to staking on Kraken or Nexo et etc. Oh wait, that's only for the POOR. The RICH kids get to save US stablecoins for 12% apy for college, but YOUR kids can't!! Unless you give em a couple milly...
Accredit4us will work with all the players in the crypto industry to allow legal access for the rest of us. The current training industry for FINRA exams is an antiquated cottage industry, high touch at the high end. Acredit4us will drive down the time, effort and cost to pass a Finra exam.
The first focus of accredit4us will be Series 63 exams, as they may be taken without a sponsoring FINRA firm. For test fees under $100, a regular person can become an accredited investor, and go on with access to the same services the rest of the world has outside of the main fiat producing countries.
Accredit4us will partner with existing players and run an awareness campaign with multiple prongs. Insurance firms and others can help produce Series Seven accredited investors. en masse at a low cost, co-marketing accredited investor crypto status is a large value add.
The final decision on sufficient accreditation is on the service providing ibank / exchange, so Acredit4us will reach out to exchanges and find willing players and publicize them.
Accredit4us will accept donations to be used (entirely if desired) for scholarships. Donors can be public or private.
Dangers to Accredit4us: Helping people , smart but under 2MM net worth, to be able to invest in crypto according to their now educated and certified minds, is a great cause. But the SEC could change the laws if Accredit4us is able to move a LOT of clients in. We believe that in this case the newly accredited investors would be grandfathered in.
Here's the Accreditf4us metamask wallet. 0xD24306365424f826598ee69f13fa095B8715Be9F
send a message with any contributions so we can keep you posted. We will spiff up this pitch and post progress, we shall return!!
Peace out,
love
Dave
