By QueenB.Divine
Notice this. Are you broke? Like really broke? And before all my crypto people start checking their wallets thinking, Well, Bitcoin is doing this and my altcoin is doing that, I’m not only talking about money. I’m talking about the kind of broke that doesn’t necessarily show up on a chart. Financially broke, emotionally broke, relationship broke, time broke, peace broke. You can have ten different assets sitting in a wallet and still be walking around with absolutely nothing left inside of you. I’ve been broke before, and recovering from broke is no freaking joke. But one thing being broke taught me is that wealth has a lot more accounts than the one connected to your bank.
I think about these things in the morning. I have a wonderful husband who gives me space to sit, think and basically disappear into my own head for a while. I’ve always said that if the universe gives you a lot of something, maybe you’re supposed to do something with it. Apparently, I was given a ridiculous amount of thoughts, so I share them. Whether my thoughts have value to you is for you to decide. That’s the whole point of conversation. We talk. We listen. Somewhere between all that noise, clarity sometimes walks into the room.
Lately I’ve been thinking about how strangely similar relationships and investments are. Hear me out before somebody opens a trading app and tries to buy shares in their husband. Marriage wasn’t something I grew up understanding. I didn’t have some beautiful blueprint sitting in front of me showing me what a healthy marriage was supposed to look like. I wasn’t the little girl planning the white dress, the flowers and the husband with perfectly moisturized lips waiting at the end of the aisle. That wasn’t me. My examples were messy, incomplete and human. Marriage wasn’t even something I really thought much about.
I remember my mother’s wedding day because it was probably one of the least dramatic wedding announcements in human history. We were living in Scarboroug toronto hIt was a regular Sunday. Rice and pea wih some kinda meat was probably cooking , Jamaican thing Some kind of meat was doing whatever meat does when Caribbean people leave it cooking all damn day. Everybody was relaxed. My mother walks in wearing a blue dress with a blue hat and mesh over her face and basically announces, “I’m getting married today. He’ll be living here afterward.” Then she left. That was pretty much it. No orchestra. No family meeting. No twelve bridesmaids fighting over dresses. Just, I’m getting married. See you later.
So eventually I had to figure relationships out for myself. Strangely enough, money became one of the ways I started understanding them. When you really look at it, money and relationships travel some eerily similar roads. You put energy out to make money, and you put energy into a relationship hoping something meaningful comes back. You invest money because you want it to grow. You invest time, conversation, trust, intimacy, patience and effort because you want a relationship to grow. And here comes the uncomfortable part: you can’t keep expecting returns from things you’re not investing in.
Crypto people understand this language. Imagine buying twenty dollars of something and checking the wallet every six minutes like, Okay, where’s my financial freedom? Where the hell do you think it came from? You put twenty bucks in there. Relax. Yet sometimes we do exactly that with people. We give somebody the emotional equivalent of twenty dollars and expect a million-dollar relationship. We give them distracted conversations, half-listening, leftover time and three minutes between scrolling social media, then wonder why the relationship isn’t producing some incredible return. That’s not investing. That’s emotional pocket change.
Real relationships need real freaking time. Sometimes you need to go walking together and get lost somewhere. Talk without everybody interrupting you. Make mistakes. Say something stupid. Get embarrassed. Learn each other. And maybe stop inviting every Tom, Dick and Harry into your relationship every time the two of you disagree. Your mother doesn’t need to be on the board of directors. Your sister doesn’t need voting rights. Your cousin does not require quarterly reports. Sometimes two adults have to sit down and figure their own crap out. That’s something I had to learn myself.
Crypto has another lesson hiding inside it too. Past performance does not give you somebody else’s future. We compare everything. Somebody posts their portfolio and suddenly we want their portfolio. Somebody talks about the coin they bought before it ran up and suddenly everybody wishes they’d bought it too. Somebody shows a beautiful relationship online and now somebody else wants that relationship. But you’re looking at the result without living the journey. I don’t want somebody else’s marriage any more than I want somebody else’s crypto wallet. I want mine to work. There’s a difference.
You might admire the energy inside somebody else’s relationship. Maybe you see laughter, loyalty, friendship, attraction, support and peace. Wonderful. Build those qualities your way. But trying to duplicate somebody else’s relationship is like copying another investor’s portfolio without knowing their income, entry price, risk tolerance, time horizon or what the hell they’re actually trying to accomplish. Same holdings, completely different life. You don’t know what’s going to happen next either. Working sixty, eighty or one hundred hours doesn’t guarantee you’re going to become wealthy. Buying a particular investment doesn’t guarantee it will make you rich. Putting years into a relationship doesn’t automatically guarantee happiness. Life doesn’t owe us the return we imagined simply because we made a deposit.
That’s why expectations can quietly screw us. We expect the investment to go up. We expect the relationship to make us happy. We expect the job to make us wealthy. We expect the person to behave the way we’ve already decided they should behave. Then reality shows up and says, “Yeah... about that.” Now we’re pissed. Sometimes the problem isn’t that everything failed. Sometimes our expectations never had a conversation with reality.
That’s why I believe you have to check your investments. I’m not talking about staring at a crypto chart seventeen times before breakfast. I’m talking about checking the entire damn portfolio of your life. How’s your money? How’s your relationship? How’s your health? How’s your peace? How’s your time? How are you? Because you can have a beautifully diversified crypto portfolio and a terribly concentrated life.
Think about that. You wouldn’t necessarily want every dollar exposed to one risky asset, yet some people put every ounce of themselves into one thing. Every hour goes to making money. Every thought goes to the market. Every conversation somehow circles back to Bitcoin. Every free moment becomes research, charts, predictions, videos and somebody screaming that a coin is about to explode. Meanwhile, the person sitting beside you hasn’t had a real conversation with you in three weeks. That’s not diversification. That’s concentration risk with feelings.
It works the other way too. You can pour absolutely everything into people. Give everybody money. Give everybody time. Rescue everybody. Solve everybody’s problems. Be everybody’s emergency contact, therapist, taxi driver, bank machine and motivational speaker. Then one day you look around and realize you’ve given away so much that you can’t properly take care of yourself. Kindness without common sense can become expensive. I said something in my original conversation that still makes me laugh because it’s true: kind, kind, kind, kind will get you broke.
That doesn’t mean become selfish. It doesn’t mean stop helping people. It means understand where your resources are going. Money is a resource. Time is a resource. Attention is a resource. Love is a resource. Your freaking nervous system is a resource. Spend accordingly. If you’re giving money, maybe ask what you’re helping grow. If you’re giving your time, ask what that time is building. If you’re constantly giving someone your emotional energy and they return absolutely nothing but stress, perhaps it’s time to look at that investment.
And no, I’m not saying dump your husband because he’s down four percent this quarter. Please don’t go home saying QueenB.Divine told you to rebalance your spouse. That’s not what we’re doing here. I’m talking about awareness. The crypto community understands portfolios, diversification, risk, patience, volatility and return. What I’m suggesting is that maybe we take some of those same ideas and turn them toward our lives.
Because what good is becoming financially wealthy if you’re emotionally bankrupt when you get there? And what good is having wonderful relationships if you’ve never developed enough financial independence to take care of yourself? There’s something deeply empowering about knowing you can support yourself. Making better money choices isn’t just about watching numbers grow. It can create options. It can create breathing room. It can reduce the pressure you’re putting on the people around you. Money and relationships can run along parallel roads: overinvest everything in money and you may neglect the foundation around you; give everything to relationships while ignoring your financial well-being and you can end up broke as hell.
Balance matters, and maybe that’s the real portfolio we should be watching. Your Bitcoin can go up while your marriage goes down. Your altcoins can pump while your health crashes. Your bank account can grow while the people you love stop hearing from you. Your relationship can be beautiful while your finances are quietly burning behind the house. One green chart doesn’t mean your entire life is profitable.
We spend so much time asking, What’s Bitcoin doing? What’s the market doing? What’s my portfolio doing? Maybe once in a while we need to ask, What am I doing? Am I actually enjoying any of this? Am I building wealth because I want freedom, or have I become so obsessed with building wealth that I no longer have any freedom? That’s a nasty little question because sometimes we spend years trying to create a future we never stop long enough to live in.
There’s another image from my original conversation that I keep coming back to: fruit. You can grow the fruit, admire the fruit and keep waiting for the perfect moment to enjoy the fruit, but eventually fruit dries up. It falls off the tree. The opportunity to enjoy it doesn’t stay there forever. Relationships can be like that too. We assume people will always be there later. We assume we’ll take the vacation later. We’ll call them later. We’ll slow down later. We’ll enjoy the money later. We’ll start living later.
Later is a risky asset. There are no guaranteed returns.
So maybe take some profit from life occasionally. And I don’t mean sell your crypto. I mean enjoy what you’ve already built. Have dinner with somebody you love. Go for a walk without checking a price. Laugh until your stomach hurts. Put the damn phone down. Make some coffee. Sit quietly. Have a conversation that has absolutely nothing to do with markets, money or what somebody thinks is going to happen next.
Maybe the greatest wealth isn’t having the biggest portfolio. Maybe it’s having enough money to breathe, enough love to feel connected, enough independence to take care of yourself, enough time to enjoy somebody while they’re still here, enough peace that you don’t need to check a screen every five minutes to feel okay, and enough self-love to know that your net worth and your human worth are two completely different freaking numbers.
So crypto community, check your portfolio. But this time, don’t open an app. Look around. Look at your relationships. Look at your health. Look at your time. Look at your peace. Look at yourself. Ask where you’re overinvested. Ask where you’re underinvested. Ask what keeps taking withdrawals without giving anything back. And ask whether you’re actually enjoying the fruit of all this work while it’s still blooming.
Because you can have a wallet full of assets and still be broke where it matters. Diversify your life too. Take care of your money, but take even better care of the human being behind the wallet. Self-love and self-care will get you there. Oh check out the links below Thank you
— QueenB.Divine Posts when she feels like it ....thanks for reading. Cellphellow.com
This is personal commentary and education, not individualized financial or investment advice. Crypto assets can be highly volatile and can lose value.
