DISCLAIMER: this is not financial advice. I'm sharing my personal investment strategy solely for educational purposes only.

How it started

I got into crypto about 4 years ago. I started, as many of us did, by creating an account on Coinbase.com. My very first crypto purchase was about 150 euro in Litecoin. When it peaked in december 2017, I took my profits right after the peak had been hit. This was long before I know anything about limit orders. Needless to say that the fee on that transaction was rather high, because Coinbase is expensive. Getting a decent return on my investment back then was getting lucky at best. I got lucky. Period.

Fast forward a couple of years. I've spent quite some time reading about crypto, trading, staking, investing and all things related.

Going into crypto you need a strategy, as this (in my personal opinion) will keep you safe from taking action based upon emotion. Since I'm not much of a day-trader, nor do I have huge amounts to invest, I had to take a different route. Hence my strategy became two-fold:

• Staking.
• Investing in low-cap gems with a lot of potential.

It's also important to only invest what you can afford to loose, so in my case, I chose to use a budget of 250 euro to spread over my entire crypto portfolio. 

Staking

My first experience with staking was on Coinbase.com, staking Cardano (ADA). This gave me a return of 4%. As savings accounts nowadays are offering far lower percentages (usually below 1% here in Belgium), I was intrigued by the concept. And thus, I started searching for good staking solutions and lower transaction fees. This resulted in me moving all of my assets over to Bitvavo.com, since they offer staking on quite some coins.

These are the current coins you can stake and their estimated percentages in returns (as indicated on August 5th 2021):

• Cardano (ADA) 5%
• Ark (ARK) 1,07%
• Bitcoin (BTC) 0,77%
• Bitcoin Cash (BCH) 1,02%
• Chainlink (LINK) 0,49%
• Dai (DAI) 6,10%
• Ethereum (ETH) 1,01%
• Icon (ICX) 7,50%
• Litecoin (LTC) 1,04%
• NEO (NEO) 0,52%
• Ontology (ONT) 0,51%
• Tether (USDT) 6,10%
• Tezos (XTZ) 0,66%
• Tron (TRX) 1,03%
• USD Coin (USDC) 6,10%
• VeChain Thor (VET) 0,49%
• Waves (WAVES) 5,50%

I currently have 25% of my digital assets in Ontology. I bought the absolute bottom, so this means I've almost doubled my investment. The advantage here I the weekly payout of my interest, which I reinvest into more Ontology, growing my weekly interest too. 

Low-cap gems

Identifying a low-cap gem is always quite difficult. I've spent much time reading up on different projects, the people behind it and partners to the projects, before settling on Holochain (HOT)

If we take into account the fact that in March, before the crash, we saw a price of $ 0,028, you see there's still quite some room to grow in the coming months. This accounts for 75% of my portfolio, in which I'm currently holding 50 000 HOT. 

I've got a limit order set on $ 0,025, selling off 20 000 of them. I've also set higher limit orders, selling off additional HOT when a higher target is reached. 

Near future

I intend to keep on investing in coins I can stake, mostly by reinvesting my gains (when my limit orders are processed) back into coins like Ontology, Cardano and such. This is by far not the fastest way to great wealth, but in my opinion, one of the safer ways. 

But as we are always learning together, I'm curious what your strategy is. Do you trade, stake, ... or a combination of all of those? Let me know in the comments. Thank you for reading my very first post here.

Brecht.