I will be short and clear

BITWALA is a neo-bank, based in Germany, set up by the German bank SolarisBank. The latter is not a cryptocurrency provider, but a fully functioning banking structure. As a result, the funds are protected up to € 100,000 by the German deposit guarantee system (DGS).

A crypto-friendly neo-bank
Until 2017, it was relatively simple to carry out transactions from or to your bank with cryptocurrencies. This changed dramatically following the collapse of Bitcoin which brought many investors with it. Some of them have tried to minimize losses by turning against their banks for "failure to advise." They thus accused them of not having prevented them enough from carrying out these investments. This is why everything is much more complicated today in the field.

It is largely for this reason that the Bitwala account is interesting. This is because it clearly displays its position of openness to the world of cryptocurrencies. It currently offers the possibility of creating Bitcoin (BTC) and Ethereum (ETH) wallets linked to a bank account. And unlike Revolut, each user is effectively the owner, because the private keys are in their possession and they can move them elsewhere, or send them to a third party.

There are no monthly or yearly fees. Bitwala only gets paid for buying and selling your cryptocurrencies in euros and from your account. Costs up to 1% + € 1 forfeit. It may seem a little high, but in the end it is the service of an official and secure bank with all the advantages that are linked to it.

In addition, any opening of a Bitwala account leading to the creation of a Bitcoin (BTC) wallet currently saves € 30.

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