The cheapest level, which are offered for free, now comes with 100% cashback for Spotify.
The Saffron Card is comparable to Crypto.com's Midnight Blue card, but had the benefit of 100% cashback on Spotify.
At the end of the day, it seems very attractive to at least get the free card from Swipe. Who doesn't like free stuff? However, as a frequent traveller, I am more inclined to go for the higher tier cards with Crypto.com as they offer free lounge. The staked tokens also earn 18% p.a. interest rates as well as an additional 2% interest on other Earn deposits (e.g. 6.5% p.a. for Bitcoins and additional 2% p.a. paid in CRO).
There are other considerations as well that I'd suggest you to read up too. Such as Crypto.com is available in more locations and only pay back in its native token whereas Swipe is offering cashback in Bitcoin.
However, this is a good competition for Crypto.com and I hope it spurs both companies to do better for their users.
If you are keen to sign up for a Crypto.com card, sign up using this link and get USD 50 when you stake 1,000 CRO or more.