RWA looping is my main DeFi strategy in 2026 — real, sustainable yield from tokenized treasuries and private credit without chasing farms or memecoins.
Here’s my current live portfolio setup as of mid-January 2026 (all numbers approximate, markets move fast):
Allocation Breakdown (Total: ~$50k–$100k range)
- 45% Morpho – OUSG (Ondo tokenized treasuries)
Supply APY: ~5.0–5.3%
Borrow USDC: ~3.1–3.4%
LTV: 50–55%
Net looped yield: 8–10% (safest core position)
- 35% Aave V3 – Centrifuge senior pools (private credit)
Supply APY: ~9.8–11.2%
Borrow DAI: ~5.0–5.5%
LTV: 45–50%
Net looped yield: 10–12% (higher but still blue-chip)
- 20% Kinetiq – omnichain RWA (cross-chain treasuries/credit)
Supply APY: ~10.5–13%
Lower cross-chain fees, borrow rates ~4–6%
Net looped yield: 11–14% (aggressive slice)
Why this mix?
- Safety first: 45% in OUSG (backed by US Treasuries)
- Diversification: 3 protocols to avoid single-point failure
- Balanced risk/yield: 8–14% net range, no high-risk emerging pools
- Monitoring: Daily health factor alerts via DeFi Saver + Zapper
This setup runs on autopilot with low maintenance — check once a day, rebalance monthly if needed. Full daily APY updates, my real-time adjustments, and exclusive setups are now in Telegram:
Subscribe there for live signals and deeper alpha — see you inside! 🚀💎
DYOR. Not financial advice.
