You guys have seen me adding funds to a lot of different accounts and I believe I have one more to share. This will be of my Roth IRA. It's my longest standing account. I started funding this account when I first turned 18. I didn't know much about investing or retirement back then, all I know is that the guy at Edward Jones said if I was able to put away $150 a month into this account I would have million later in life. Looking now, I don't think he was entirely wrong!
I have since moved from Edward Jones and now service my Roth through Fidelity by using a Fidelity Go account. Essentially, it's a Robo Advisor and all I have to do is set my risk tolerance and my time frame and they will do all the heavy lifting for me. It's great and gives me peace of mind. If I wanted, I'd never have to check on the account again. But because I am so nosey and curious I check it fairly frequently.
Within this account, there are a few funds that it holds. Over time some of these funds become out of balance slightly and thus need to be reallocated. Yesterday (Wednesday) my portfolio automatically sold off some shares within one funds and used that cash to buy into other funds. This is making sure the portfolio is in balance and still aligns with my investing and retirement goals.
But enough gabbing about the mechanics, let's see what funds we bought/sold!
- FDFIX sold 12.355 shares for a total of $175.56.
- FITFX bought 12.238 shares for a total of $144.77.
- FLXSX bought 1.426 shares for a total of $17.33.
- FIBUX bought 8.171 shares for a total of $86.04.
My portfolio is set to aggressive because I have a lot of time to grow the portfolio and I can handle the risk in the long run. As time goes on and I get closer to retirement I will reallocate and change strategies.
Here is what you would see on the Fidelity mobile app if you were to utilize it as an investing tool.



