Criptoro: first multiserve and multiproduct fintech

By adriaparcerisas | ICO Reviews | 11 Apr 2021




Blockchain is a decentralized general ledger. It is a computer network that has an identical copy of the database and changes its status (records) to a common agreement based on pure mathematics. All this means that there is no need for any central server or any entity we trust (e.g. central bank, notaries, banks, Paypal, etc.). The blockchain is the technological basis for all cryptocurrencies, whether Bitcoin, Ethereum, Hyperledger, etc.


An important part of the blockchain is the smart contracts, a piece of code that is stored in the blockchain network (in each participant's database). It basically defines the conditions to which all parties using the contract agreement. Therefore, if the required conditions are met, certain actions are executed. Because the smart contract is stored on all computers on the network, everyone must run it and get the same result. This way users can be sure that the result is correct.


Blockchain and Smart Contracts open many doors to new decentralized businesses and eliminates the need for expensive third parties. Many new companies are now working on this technology, and large companies are testing it in closed networks to collaborate directly with each other without the need for intermediaries. Moreover, another main reasons why cryptocurrencies are more fashionable is because we know that traditional banks, as modern as they want to be, have an old-fashioned culture and mentality. Beyond the typical financial instruments, they have only evolved to provide some online services. Now, with the emergence of DeFi (decentralized finance), a world of financial instruments is opening up, accessible, open and without permissions for anyone with a cell phone or a computer connected to the Internet. It is a movement that takes advantage of decentralized networks to transform old financial products into transparent protocols that work without intermediaries.

For that reason, there is a lot of projects that are starting to use this new technology. However, not all of them are worth it. We have to read well what each project is dedicated to, what is its whitepaper, its qualified advisors, etc. As I said, blockchain technology has gained popularity due to the hype about cryptocurrencies which has shaken many startups to launch their own cryptocurrencies even without convincing fundamentals. This trend has emerged because new entrants have been more agile in adopting emerging technologies compared to incumbents who are hampered by legacy systems. However, this competitiveness and this advantage enjoyed by the new players may be short-lived, as no economies of scale are taken into account.

Moving on, the project I'm going to present you is Criptoro (, the first fintech multiproduct and multiservice company.



In more detail, Criptoro ( is a fintech / technology company, with an online training school with 4 institutes and its own marketplace, which offers users multi-service and multi-product. They have their own publishing house Criptoro Editorial for self-publishing books. Their new CTRO token can be used to purchase a multitude of products and services from the "Criptoro Universe".



The main objective of Criptoro is to create a solid and consistent Fintech and technology company with multi services and multi products with financial education school and digital innovation, as a focus of centralization an online MarketPlace, in addition to the consolidation and stabilization of all initial services and products of Criptoro.


How does it work?

Data transfer within Criptoro is done P2P encrypted under the blockchain using IPFS with which users can send and receive any type of encrypted file through a cryptocurrency wallet. For interoperability between exchanges, Criptoro relies on ME Universe Platform. For B2B, Criptoro offers tokenization thanks to blockchain technology for digitization.



Products, services and benefits:

The main services that will be available for purchase through CTRO tokens are::

  • EFID School
  • Criptoro Career Plan
  • Tailor-made consulting
  • Subscriptions
  • Physical Gold and Silver
  • Criptoro MarketPlace
  • EAs Robotization

In addition the company has a unique consulting service integrating lawyers, and other tax specialists dedicated to precious commodities and cryptoassets. Moreover, Criptoro has within its ecosystem Bitcapp, the first real application in the world, which allows under the Bitcoin blockchain and without custody, to make recurring payments, bitcoin micropayments, cryptocurrency cryptocurrencies, or inheritance plans.


Bounty program

The project gives the opportunity to earn CRTO tokens performing some social media tasks and doing simple steps from the bounty program explained into the following Bitcointalk Thread here (, where you can access the link in order to see what are the conditions to become an early Criptoro contributor and start acquiring tokens.

For more information about the project, you can visit and read their WhitePaper available here ( You can also stay tuned in their official Telegram Channel ( I hope you liked the post and soon I'll send you new ones.


Token details

CTRO is an ERC-20 token that will be used to pay for direct Cryptoro products and services with high discounts.


Symbol: CTRO
Contract: ERC-20
Network: Ethereum
Price: 0.60€.
Total supply: 500,000,000 CTRO


Social Media Links




Author Details

Email: [email protected]

Bitcointalk username: adriaparcerisas

Bitcointalk profile link:;u=1870482

Ethereum wallet: 0x3e10d9Cb6a5af372C00563aA19FEE3122A5C0Cd4

Bitcointalk Proof of Authentication link:

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PhD - Biomedical Engineering - Cryptolover

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