According to report, the US crypto regulatory is diving into a new technology-driven phase. When the US senate confirmed Mike Selig & Travis Hill to lead the CFTC and FDIC respectively, most news media outlet focused on the political implication and the direction of market regulation.

For those building the crypto space, there is need to understand the restructuring, and the real information out there at the technological level. In Mike Selig words, technological vision, regulation should not be a barrier to innovation but rather an integratable and predictable technological infrastructure.

The leadership charge in both CFTC and FDIC point to a clear technological direction; regulation is shifting from abstract legal provisions to create concrete technical interfaces and standardization requirement.

According to recent media report on regulatory tech stack, the FDIC may promote standardized API protocols between banks and crypto company to reduce technical friction in term of integration.