There are many faults in the current centralized financial systems we have in place in our society. Transactions are painstakingly slow, have significant costs, and even valid transactions can be denied. Couple this with fraud, check holds, lack of access, and being closed on the weekends; the bank is the worst. Luckily, Stellar, a payment solutions blockchain, is on a mission to join forces with our current financial institutions to help improve the processes in place.

Using a 1:1 ratio, Stellar can create tokens pegged to just about anything. With the ability to process thousands of transactions per second, Stellar would be able to provide quicker settlement processes while simultaneously broadening the reach of financial services to underserved communities. To top it off, fees on the platform are cheap and are paid in the form of their native token, Lumens (XLM). Different than other projects, all fees generated on the platform will go into a locked account to "sit there unused". 

In 8/2014, XLM held a price of $0.003481 USD. It rose to it's all time high on 1/4/2018 priced at $0.9381. As of 5/24/2022 9:30PM EST, it rests at $0.1319 USD. If you would like to learn more about the Stellar platform, check out their website and white paper. Tweet the Twitter here. Always do your own research prior to investing. 

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