How I set up my crypto portfolio

By Ether Addict | Crypto News & DeFi | 12 Jun 2020

I'm not a dashing investor and I'm not in crypto aiming to buy a Lamborghini next year (but it's ok if you are).

Like most of the people around, I'm the average Joe who still has to work to pay the bills every month. Investing in crypto, in my case, is a way to get out of fiat currency with a high inflation rate (no, I don't get paid in dollars or euros) and to place my money in a spot where it can grow and provide me with a passive income.

I read a lot, I do research projects and I watch a bunch of Youtubers talking about what is going on with the crypto universe. I do believe Andreas Antonopoulos when he said the best investment we can do is in education.

When it comes to buying crypto I keep in mind my budget obligations and I try to get a little bit of crypto every two weeks, no matter the price (ok, when BTC or ETH is too high, I wait a little bit). Like The Crypto Lark says, stack sats and chill.

Portfolio set Up

I try to keep things simple when it comes to setting up my portfolio and these are the guidelines I like to follow:

Most of my portfolio (70%) rests where the big money is: Bitcoin (BTC) and Ethereum (ETH). These are the crown jewels. Almost everybody who comes to crypto starts with BTC or ETH and, right now, resides with them the bigger chances to massive and consolidated growth.
25% of my crypto is divided like this:
- Decentralized exchanges (DEX) or custodian services tokens (like CEL). There are two main reasons for that:
  - The use of DEX is growing fast with means a higher demand for the tokens, increasing the prices. It's that simple. Great examples are the big gains in Kyber Network (KNC) and Loopring (LRC) last 30 days - LRC's price increased 212% last 30 days.
  - I know, "not your keys, not your Bitcoin", BUT I have to deal with my financial reality and some custodian services are paying me good money to use my coins. While I hold some CEL tokens, I get a greater interest rate. Besides that, Celcius Network is getting more users every month and the demand for their tokens is getting high, with the all-time high (ALT) reached a couple of weeks ago - CEL accumulated 137% gains last 30 days.
- Tokens of oracles like Chain Lynk and Band Protocol. Mainly, Oracles are the link between crypto and the real-world data, that is why they are going to be an extremely important tool when we think about bringing more people to crypto.
The 5% left I keep in coins with a really low market cap, with potential to exponential growth. Here resides the bigger risk, but also here is the potential to make big money fast. Keeping only 5% of my assets here gives the chance to hit the pretty, but keeps me safe with less exposure to risk.
- Right now, I have high expectations with these two projects: KardiaChain (KAI) - 35% growth last 7 days, and Freight Trust Network (EDI), with 111% growth last 7 days. Let's see how they perform. I hope they keep this pace!

Of course, according to the market volatility, these numbers vary a little bit, but I try to keep them mostly like explained.

This is a sneak peek of the coins I follow daily:

The BAT I hold came to me basically from Brave, and every month I get some more.

How about you? How do you set up your portfolio?

If you are hurry (or lazy) this is the sort version:

Long story short, this is my portfolio:

70% between Bitcoin (BTC) and Etereum (ETH);
12,5% in decentralized exchanges (DEX) or custodian services tokens (like CEL)
12,5% oracles like Chain Lynk (LINK) and Band Protocol (BAND);
5% in coins with a really low market cap, like KardiaChain (KAI) and Freight Trust Network (EDI).