Finance and Personal Finance

Recommended Tags: Finance, Fintech, Tax, Personal Finance, Financial Freedom, FIRE, Debanking. Just one is enough!


The non-existent ethical issue with BNPL

19 Oct 2025 1 minute read 4 comments LeftFooted

Some people believe that you shouldn't buy it if you can't afford it to pay it in full now. Some people take it one step further: if you can't afford to buy it twice, then you can't afford it. But why? The first thing we seem to remember is that t...

US Markets Shake on Banking Crisis Fears

19 Oct 2025 11 minute read 0 comments Perfectionist25

American stock markets have plummeted. The reason is the banking crisis, at least that's what's being said. A great deal of fear is being unleashed on the market. This has caused both American stocks to plummet, and cryptocurrencies have experienced...

What are the four phases of the (crypto) market?

18 Oct 2025 1 minute read 0 comments LeftFooted

The crypto market cycle and, to a lesser extent any other financial market, consists of four phases. 1. Accumulation Accumulation begins when the last cycle ends. Sellers have sold, the price has bottomed out or stabilised, so the smart money star...

Let's talk about the Fear & Greed index

18 Oct 2025 1 minute read 2 comments LeftFooted

The fear and greed index measures the sentiment of the market. Even though it is entirely based on emotions, which is something some people would say has nothing to do with investing, it is actually even more important than most technical indicators...

Here's what an ETF actually is (might be good for a pub quiz, you never know)

18 Oct 2025 1 minute read 0 comments LeftFooted

I feel like we've been bombarded with news and rumors about upcoming crypto ETFs but some people may not know what an ETF actually is. I certainly didn't. I had to look it up. ETF is short for Exchange Traded Funds, and an ETF is a financial tool...

The Giants' Table: How a Trader Survives in the Global Power Game.

17 Oct 2025 3 minute read 2 comments CubanCrypt

"While the 99% live with the consequences, the 1% who know this table has a brutal advantage. Which side are you on?"   Imagine an infinite table.In the center, the same names you see in the headlines: the Fed, BlackRock, trillion-dollar funds, centr...

MrBeast is launching his own bank (probably)

17 Oct 2025 1 minute read 0 comments LeftFooted

MrBeast, according to Newsweek, has filed a trademark for a 'MrBeast Financial', a fintech app that combines banking services aimed at Gen Z and even crypto, apparently. This'd be MrBeast's third 'adventure' outside of YouTube after Feastables, a sn...

Compound interest is your best friend

17 Oct 2025 1 minute read 0 comments LeftFooted

Compound interest is "the eight wonder of the world," some attribute this quote to Einstein. Compound interest is also the reason Warren Buffett is so rich. The whole idea behind compound interest is that time is money, literally. In that, $100 tod...

Trading terminology: what is a 'Greek', and why they call it that?

17 Oct 2025 1 minute read 0 comments LeftFooted

A Greek is a person from Greece. But, oddly, it is a term that's used in finance. The variables of risk that exist when you trade options are called Greeks. So different Greeks represent different risk levels. I know a Greek guy I always meet at t...

Trading terminology: what the fudge is a 'Future'?

17 Oct 2025 1 minute read 0 comments LeftFooted

I was bored on my rocking chair yesterday and so I figured I might as well trying and understand some of those annoying and boring trading terms, like 'Futures'. Futures are contracts that are executed in a very specific manner, at a very specific t...