Everyone keeps saying "you need capital to start".

I tested it. You don’t. You just need your phone + free AI.

Here are 5 FREE AI tools I used in Nigeria this month:

**1. ChatGPT**

What: Writes CVs, captions, product descriptions

How I used it: Wrote WhatsApp business descriptions

Cost: ₦0

**2. CapCut + AI Voice**

What: Video editing + AI voiceover

How I used it: Made promo videos for shops

Cost: ₦0

**3. Canva Magic Design**

What: Flyers, logos, social media posts

How I used it: Birthday and church flyers

Cost: ₦0