How I Pay Off My Aave Loan Using Only Fees — While Accumulating WBTC


Let me say this first:
I don’t have a huge portfolio. I don’t play with whales. But I’ve built a system that pays off my own debt, grows a stable pool, and lets me stack WBTC — all without adding any external capital.

Here’s how I do it.


⚙️ My Setup: Real, Simple, Functional

I’m currently managing:

  • A USDC/USDC.e pool earning ~10% APR

  • A WBTC/USDC pool earning 30%

  • A WETH/USDC pool around 120%

My debt on Aave includes:

  • $1,170 borrowed in USDC at 6.22% APR

  • $260 in WETH at 2.37%

  • My collateral is $2,040 in USDC at 3.62% APR

And here’s the kicker: I’m not paying this debt with my own money.


🔄 The Strategy: Fees Pay the Debt

Each month, my liquidity pools generate fees in USDC, WETH, and WBTC.

  • I accumulate fees from all pools

  • When I hit $400 in USDC, I use it to repay part of the Aave loan

  • I never touch WBTC fees — I save every satoshi

  • I repay the WETH debt using the WETH I earn from fees

That’s it. Simple. Automated. Controlled.


🧮 Why It Works

  • I borrow cheap (WBTC debt only costs 0.16%)

  • My pools generate more than the interest I pay

  • I don’t add new money — the system feeds itself

  • I’m slowly building a stable base and accumulating Bitcoin

This isn’t get-rich-quick. It’s slow, sustainable, and real.


🛠 Tools I Use

  • Aave for borrowing

  • Uniswap v3 for LP positions

  • Google Sheets to track my positions and debt

  • No bots. No leverage trading. No headaches.

If you want my spreadsheet template, just leave a comment. I’ll send it to you.


🧲 Bonus: Extra Tools That Help Me Grow

These are not required for my strategy — but I use them in parallel to generate extra crypto passively:

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What if your DeFi portfolio could pay off its own debt — while stacking Bitcoin? I share real strategies I use to borrow at ultra-low rates, earn from stable LPs, and accumulate WBTC without spending fresh capital. No hype. No fake yields. Just clean, compounding crypto loops anyone can build with discipline.

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