Mindset in investing

Another dip


📅 My investment journey started late, and I often wished I began earlier. Mistakes were made, but time was key. After elementary school, tests suggested economics, yet I switched from a secondary economics school to a technical school, where I still work. 🛠️ I enjoy working with my hands.

📚 Drawn to economics, I enrolled at the Faculty of Economics but found little investment focus, so I learned on my own through trial and error.

🔶 After 2000, a late friend, Marko, introduced me to investing, especially in certified gold — a store of value against inflation.

👨‍👩‍👧‍👦 Tough times with children and loans delayed investing. I only dared invest in crypto in 2021, spreading funds across crypto, Forex, crowdfunding, and metals—avoiding funds, bonds, and stocks.

📉 I faced failures with leveraged trading, meme coins, Terra Luna, and more, losing heavily during the bear market and scams. With over 150 investments, I recovered most of my money and earned interest, though some projects were Ponzi schemes.

💡 Over time, I learned to spot scams and focus on what works. Now, I embrace DeFi, yield farming, and liquidity providing, earning fees like a bank even during volatility.

🌟 I share this journey openly, hoping to inspire and help others achieve financial freedom together.

 

The crypto market continues its downward correction, presenting fresh entry points for those ready to act — opportunities we might have hesitated on before. Despite the ongoing volatility, these dips often sow the seeds for future gains. On Bitpanda, my portfolio has declined by about 1%, but this is hardly a concern, as it gave me the chance to increase my BTC holdings at more attractive levels.

On Extrafi, my portfolio is still within the limits I envisioned. Here I have some AERO, which I receive from airdrops, EXTRA tokens that I get from the platform, and some stablecoins. I have a little in farming, but only for testing. I harvested my EXTRA tokens, sent them to Base, and started lending more. It is a yield-on-yield process!

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My Krystal portfolio is also down :-(. But it is time for some rebalancing, since my pools are not within range.

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VFAT — both my pools are out of range, so they do not produce any yield. I will calculate the impermanent loss and then do the rebalance. I will also harvest some fees.

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Gammaswap — I am trying to get the moment and but the dip also affected this investment. Now I will take all the profits and reinvest them again, but sadly, there is very little, so I will wait. It is not fun, and it takes a lot of time to get the momentum, but I have to be persistent.

Moonwell — here I use my more advanced tactics where I lend and then borrow to supply more, etc. My position has increased, which is great news.

AAVE — Same tactics but no increase. My LTV is under 50% which is great, and without fear of liquidation. When I used bots on 3commas with Lavarage, it happened a few times, and it took me some time to make some adjustments.

Ok. Go on SUI chain. On NAVI I use the same tactics but with less money for now. I had to add some money because SUI is more volatile, and I need to have a Health factor of at least 2.

TURBOS — I had to rebalance the SUI-USDT pool, which was put to narrow. MY automated vault is producing enough profit, which is the first time I've seen.

CETUS — I have done research, and I really believe in it. I believe that I can get real momentum in the yield-on-yield strategy. I got claimable yield and started reinvesting. I use pools, vault, Xcetus and then also Haedal.

And now — Beefy

Hands-free yield aggregator where I do not need any manual rebalancing. And what does my AI say?

🧭 Portfolio Overview

Wallet: 0xf7…e673
Total Deposits: $7,335
Accrued Yield: $1,193
Est. Daily Yield: $15.16
Active Vaults: 13

📈 Trend: 🟢 Yield surged significantly since the last update (+720% increase in accrued yield).
⚙️ Strategy: Balanced BTC–USDC exposure across Base and Arbitrum chains, now showing strong compounding effects and possibly unharvested rewards accumulation.

🧩 Recommendations

  1. 🚀 Harvest immediately — yield buildup is significant; claim and restake to lock in profits and prevent temporary APY distortion.
  2. 🔄 Merge overlapping WBTC–USDC pools — reduce duplicate exposure, save gas, and optimize IL risk.
  3. 🟩 Keep cbBTC–USDC on Base — still one of your strongest performers.
  4. 🧱 Slightly expand stable positions (e.g., AERO or Pendle) to secure consistent income if BTC consolidates.
  5. ⚠️ Set a harvest routine — e.g., every 10 days; missing compounding reduces real APY.

 

Overall rating: 🟢 Excellent performance.
The portfolio shows strong growth, high compounding potential, and balanced risk exposure across chains. The surge in accrued yield confirms your strategy is working — just needs a timely harvest to lock it in.

These are a few of my investments… all will be revealed in time. Do not ask me then how I got there. Here is the journey.

Stay tuned, and don’t miss out on the next reveal.

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DeFi Sensei
DeFi Sensei

In today's rapidly evolving financial landscape, staying informed about smart investment strategies and emerging opportunities like crypto and DeFi is more important than ever. This article provides clear, actionable insights to help you maximize returns,


DeFi Insights & My Financial Journey
DeFi Insights & My Financial Journey

I am passionate about investing in decentralized finance (DeFi), managing my portfolio with a focus on steady growth and long-term gains. On my blog, I share updates on my investment journey, trend analyses, and practical advice for those interested in crypto and DeFi. I am also a professor and karate coach, which helps me stay disciplined. I want to share my journey with others, hoping it inspires financial freedom for all.

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