I think SafePal is a good crypto wallet especially when you hold both BEP20 and ERC20 tokens. It clearly shows both kinds of assets and could be easily swapped within the wallet. Not necessarily for buying the hardware, simply download SafePal app and it works.

By default token swap takes about 20 minutes. The good thing is that you can easily do a cross-chain swap such as swapping BEP20 tokens for ERC20 tokens without extra actions like token approval. However, minimum quantity of the specific token is required for swap. Another fancy feature is that users are able to trade on its build-in Binance exchange without KYC.

The SafePal token (SFP) was just listed on Binance a couple of days ago. People who are interested in earning some SFP could consider about PancakeSwap, which provides a SFP pool for staking CAKE tokens to earn SFP. Unlike high gas fees on Ethereum network, SFP running on BSC network with cheaper gas fees. Therefore, harvesting some SFP tokens via PancakeSwap might be a good idea.