Earn Interest on Bitcoin

Compare BTC Bitcoin Interest Rate APY Lend Earn Passive Income Reward Yield – 2021 December


Updated on 2021 December 19


AAX.com – based in Hong Kong, China, Seychelles, Malta / “With offices across Asia-Pacific”

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BTC -> 60 % Est. APY – Only a one-time welcome offer – Fixed Term 7 Days – Minimum subscription 0.001 BTC – Maximum amount 0.006 BTC

BTC -> 20 % Est. APY – Fixed Term 7 Days – Minimum subscription 0.01 BTC – Maximum amount 0.033 BTC

BTC -> 16 % Est. APY – Fixed Term 14 Days – Minimum subscription 0.0025 BTC – Maximum amount 0.1 BTC

BTC -> 9.0 % Est. APY – Fixed Term 360 Days – Minimum subscription 0.001 BTC – Maximum amount 10 BTC


Midas.Investments - based in Russia

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BTC -> 17% (!)

Max amount of BTC -> ?


WhaleFin.com (formerly Amber Pro) - "with a presence in Hong Kong, Taipei, Seoul, & Vancouver" / British Virgin Islands / "with 7 global offices across Asia, Europe and North America" / China

BTC -> 16 % APY (Only a one-time welcome offer - 10 Days Lock-in Fixed Term Deposit - Minimum amount of BTC -> ?)

BTC -> 7 % APY (365 Days Lock-in Fixed Term Deposit - Minimum amount of BTC -> ?)

Max amount of BTC -> 500 000 000 (Makes no sense but this is what their customer support wrote to me)


HaruInvest.com - based in Seoul, South Korea

BTC -> 15 % (!) (365 Days Lock-in Fixed Term Deposit) - Product: Haru Earn Plus

Max amount of BTC -> Unlimited (Haru Earn Plus)

BTC -> 6.2 % - Product: Haru Earn

Max amount of BTC -> 5 (Haru Earn)


InvictusCapital.com - based in South Africa

BTC -> 9.5% APY (Minimum loan size is $25,000. 18 month fixed term contract.)

Max amount of BTC -> ?


FTX app (formerly known as Blockfolio)

BTC up to 10 000 USD -> 8 %

BTC above 10 000 USD-> 5 %

Max amount of BTC -> ?


Aubit.io - based in U.S.A., Malta, Greece, Seychelles

Be very careful! This one has bad reviews and is very new.

Annual Deposit Rewards on BTC -> 8 % (12-month lock-up ?)


HodlNaut.com - based in Singapore & Hong Kong

BTC -> 7.46 % APY (7.20 % APR) (Without Insurance - You can 'Secure' Your Funds with Nexus Mutual Hodlnaut Cover Insurance at a cost)

Max amount of BTC -> 2


Vauld.com - based in Singapore

Be very careful! This one has bad reviews and is very new.

BTC -> 4.6 %

BTC -> 6.7 % (1-month Lock-in Fixed Term Deposit)

Max amount of BTC -> ?


Ledn.io

BTC -> 6.25 %

Max amount of BTC -> 0.5


Celsius.network

International Rates (not U.S.):

BTC -> 6.2 % (Max amount -> 0.25 BTC)

BTC -> 3.05 % (Over 0.25 BTC)


Yield.app

BTC -> 6 % (+2 % Bonus in YLD token) (You can only invest your Bitcoin into 'The YIELD App Bitcoin Fund' and withdraw on specific dates) (Fixed-term lock-in for 90-day periods)

Max amount of BTC -> ?


Voyager

BTC -> 5.75 % (Only Available for U.S. residents)

Max amount of BTC -> ?

Minimum balance -> 0.01 BTC


CoinLoan.io

BTC -> 5.2 %

Max amount of BTC -> ?


Nexo.io

BTC -> 4 % (Up to 50k USD value)

BTC -> 1 % (Above 50k USD value)

BTC -> 5 % (Up to 50k USD value + fixed term 1 month)

(If You decide to earn in NEXO tokens, it is possible to swap NEXO into BTC inside Nexo platform.)


YouHodler.com

BTC -> 4.8 %

Max amount of BTC -> ?


InLock.io - based in Hungary

BTC -> 4.8 % APY

BTC -> 6 % APY if earned in ILK token (NOT Bitcoin) (You can NOT swap ILK -> BTC inside their platform)

Max amount of BTC -> ?


CoinDCX.com

BTC -> 4.75 % (Fluctuates wildly - Please see latest rates)

Max amount of BTC -> 386


BlockFi.com

BTC -> 4.5 %

Max amount of BTC -> 0.1


MyConstant.com - Based in U.S.A.

BTC -> 4 %

BTC -> 7 % if earned in PRV tokens (NOT Bitcoin) (You can NOT swap PRV -> BTC inside their platform)

Max amount of BTC -> ?


Pei

BTC -> 4 % APY

BTC -> 8 % APY (If user has an active recurring purchase (weekly or monthly) of at least $10 worth of Bitcoin)

Max amount of BTC -> ?


Blockchain.com

BTC -> 3.5 %

Max amount of BTC -> ?


CakeDeFi.com - based in Singapore

BTC -> 3.5 % "up to 6 %" APY (depending on price growth of BTC)

BTC -> 83.17% (!) APR (fluctuates - please see current rates for correct information - Liquidity Mining - BTC needs to be deposited & locked up along with a DFI shitcoin - yield rewards are almost exclusively paid out in the DFI shitcoin, NOT Bitcoin - DFI cannot be swapped to BTC inside platform - it must be withdrawn to another platform to trade - beware of associated fees) --> Be aware of risks! (Impermanent Loss etc.)

Max amount of BTC -> ?


Nuri.com – Based in Germany

nuri-interest

BTC - 3.05 % "up to 5 %" (partners with Celsius.network to offer interest)

Max amount of BTC -> ?


Swissborg.com

BTC -> 2.3 %

Max amount of BTC -> ?


Sovryn.app

rBTC -> 2.14 % (Fluctuates wildly - Please see latest rates)

Max amount of rBTC -> ?


Other Yield Platforms with very many very bad reviews:

Abra.com - BTC -> 8.15 %

Bitrue.com


Disclaimer: Rates & Referral Bonus Specifics & Terms & Conditions may change over time.

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