Part of "Know the Scam by SimpleSwap." A script promising a hidden loyalty bonus is spreading across forums and Telegram groups, with reported numbers as high as 25–32%. It has nothing to do with SimpleSwap, and running it can hand your funds to someone else.

What's happening

A post or a private message claims SimpleSwap is quietly running a higher loyalty tier, available only if you install a browser extension or run a short script first. It is making the rounds on trading forums and in Telegram groups, often presented as an "insider trick" or a "leaked" bonus code. The figure attached to it has recently shifted, now ranging from 25% to 32%. The underlying mechanic has not changed at all.

None of it is true. It's a scam that borrows SimpleSwap's name, not a real loyalty perk. SimpleSwap's actual program lives at simpleswap.io, and no script unlocks a hidden version of it.

How the trick works

Userscript managers are legitimate tools that millions of people use to run small scripts on sites they trust. This scam works by getting you to load a stranger's script into it and point that script at SimpleSwap, which has nothing to do with installing an official SimpleSwap tool.

The version circulating right now is formatted like a private security write-up, with a summary and screenshots, and is even labeled as a "proof of concept". It feels like something a researcher would disclose, not a tip from a stranger. That polish is what makes it convincing, more than the substance underneath it.

Once it is running, the script does one thing: it swaps the deposit address on the real SimpleSwap page for one controlled by the scammer. Your screen still shows the right amount and the swap details you entered. Only the destination changes, and by the time the transaction confirms on-chain, there is nothing left to redirect.

The story about a server bug is what gets people to install it. A plain "secret bonus" pitch is easy to ignore. A technical flaw you can supposedly exploit feels different, and that difference is the entire hook.

The number is the tell

SimpleSwap's real Loyalty Program caps at a 20% service fee discount and up to 0.4% cashback in USDT, earned through swap volume inside your account. There's no 25% tier sitting behind a bug for anyone to unlock, because the program doesn't go that high in the first place. A number above what SimpleSwap actually publishes isn't a flaw waiting to be found. It's the detail that gives the script away.

If a number looks better than what SimpleSwap advertises, that gap is the warning sign.

What SimpleSwap's Loyalty Program actually gives you

SimpleSwap does have an actual Loyalty Program, and every detail of it is public on simpleswap.io/loyalty. No extension or script is involved, and there's no invite code to redeem.

The levels, in order:

• Bronze

• Silver

• Gold

• Platinum

Bronze starts automatically the moment you sign up, with no swap volume required. Each level above it brings a bigger fee discount and more cashback, based on how much you've swapped.

• Fee discounts climb to 20%.

• Cashback goes up to 0.4% in USDT on every finished swap.

• Once you reach a level, it's yours. It doesn't reset if your volume drops later.

The only place your rewards exist

Every Loyalty Program benefit is calculated and paid out in your account on simpleswap.io or in the official SimpleSwap app. There's no other channel. SimpleSwap does not offer a browser extension, and it never runs a script to raise your tier or unlock a bonus rate. If a message tells you otherwise, it didn't come from SimpleSwap.

How to stay clear of it

• Reach your account only through simpleswap.io, or through the official app from the App Store or Google Play. The Android APK is posted directly on simpleswap.io too, never anywhere else.

• Treat any script that promises to "unlock" a bonus as hostile by default. SimpleSwap never asks you to install something to receive a reward you've already earned.

• Check your level and rate inside your Customer Account, not inside a screenshot someone sent you.

• If an offer beats 20% off plus 0.4% cashback, don't chase it. Report it.

If you've already run it

Stop there. Delete the script and disable the extension running it too if you're not sure what else is going through it. If you already sent a swap through it, move any remaining funds in that wallet to a new one right away, since the connection may be compromised. Revoke any permissions you approved while the tool was active. Then reach out to our support team via simpleswap.io so we can flag the pattern and warn others.

The key point

There is no hidden loyalty tier behind a script, and there never was. Any real benefit SimpleSwap offers is already visible in your account on simpleswap.io, so you can review it before you install or agree to anything. If a bonus asks you to download first and log in second, that order alone is a good sign it is not ours.

SimpleSwap Loyalty Scam FAQ

Is the 25–32% SimpleSwap loyalty bonus real?

No. SimpleSwap's Loyalty Program caps at a 20% service fee discount and 0.4% cashback in USDT, unlocked by swapping through your own account rather than by installing anything. A script advertising a bigger bonus outside the app isn't connected to SimpleSwap, no matter how official the branding looks.

Do I need to install anything to get SimpleSwap Loyalty rewards?

No. Signing up automatically gives you the Bronze level. Every discount and cashback payment after that is calculated on simpleswap.io, within your Customer Account. No extension or script is ever part of the process.

Does SimpleSwap have an official browser extension?

No. SimpleSwap doesn't publish or support a browser extension on any browser. Every feature, including the full Loyalty Program, works directly on simpleswap.io or in the official app, so there's no reason to add a third-party tool to use the service. General-purpose userscript tools are legitimate on their own, but a script written by a stranger and aimed at SimpleSwap isn't something we publish, no matter what it claims to unlock.

Is SimpleSwap safe?

Judge it the way this guide would tell you to judge anything: by whether it asks you to install something outside its own site or app. SimpleSwap is self-custodial, so your crypto moves from a wallet you control to another wallet you control, with no balance held on the platform between swaps. The service has been running since 2018, and the scams built around its name exploit that trust rather than breaking anything on the platform itself.

Where can I check my real Loyalty level and rewards?

Inside your Customer Account on simpleswap.io, or in the official app. That page shows your current level and swap volume, along with the exact discount and cashback tied to it. Nowhere else shows this correctly, because nowhere else calculates it.

How do I know I'm actually on simpleswap.io and not a lookalike?

Read the address bar before you read the page. The domain must end exactly in simpleswap.io, with nothing added before or after it. The full ten-second check, including why the padlock icon proves nothing on its own, is in Spot a Fake SimpleSwap in 10 Seconds.

What comes next

New entries in Know the Scam by SimpleSwap go up regularly, alongside the original crypto scam guide this pattern comes. Follow #KnowTheScam to catch the next one before it reaches you.

This article is for informational purposes and isn't financial advice. Trading cryptocurrencies carries risk, and any decision to do so is your own. SimpleSwap isn't liable for losses connected to those risks. Full details are in our Terms of Service.