Recent times have seen folks and businesses bearing the brunt of inflation and a bear market to go with it. But what if I told you you don’t have to be among the percentage of people who can only scream internally as their pockets take the inflation/bear market heat? Too good to be true right? After all, even top experts and businesses are getting hit.

Regardless, I can assure you that beating inflation is not just too good to be true, it is true. With Pillow savings wallet, you can punch your pillows and take a good nap in an economy where everyone seems to be tweedling their thumbs.

What is Pillow? It's an app, like any regular app on your device, and its primary utility is to help you manage your digital assets while getting only the best returns without hassles.

These include stablecoins such as USDT and USDC and cryptocurrencies such as ETH, BTC, SOL, and so on. What makes Pillow irresistible for me is the 13.68% returns you get on your stable coins while tokens like ETH and BTC give you returns of 6.03% and 6.02% respectively.

The goal of this project is to make investing in DeFi as simple as possible with many happy returns like it's your birthday. Users no longer have tedious procedures to leverage the DeFi space, they can do it all right from their Pillow app.

While Pillow does all the back and frontend work, your only role here is to transfer crypto into your Pillow account.
While running a tech office in Bangalore, India, and incorporated in Singapore, Pillow is not limited to certain geographical locations.

This product is global and will run in literally any country. As long as DeFi and crypto are legal in that country. Pillow is founded by:

• Arindam Roy
• Kartik Mishra
• Rajath KM

With the foresight and genius of this brilliant trio, Pillow accumulated over $3M from major investors globally with Elevation Capital serving as the primary VC. Native angels in crypto also pitched into the making of this fantastic product. 

I’ve got a bunch of things that have me drooling over Pillow’s savings wallet, but one of them is the fact that Pillow will trade user assets for another asset but never with dissimilar assets.

This means that your stable coin assets like USDT/USDC can and will never be traded or swapped for volatile assets like ETH or BTC. However, Pillow may bridge your assets across different chains or trade your USDC/USDT for stablecoins like DAI.

This way, your deposited principal stays unaffected by market conditions.
Researching Pillow, I couldn’t help wondering how Pillow intends to generate its 14% returns on APY.

The answer is as juicy as the prospect itself! On Pillow, returns will be generated by investing your gems into top-performing blue-chip DeFi protocols from all walks; insurance, single-sided staking, lending, and borrowing, you name it.

For this, Pillow’s research team is active and available to find the most secure protocols to invest your assets. This research spans more than 10 chains and over 500 protocols. Pretty intense right? I thought so too.

All yields derived from these investments are what serve as the sweet returns users like you get to enjoy. You start earning returns immediately after every successful deposit.

Before I get to the best parts of this article, here’s how to get started on Pillow.

• Download the app (available on Android and iOS)
• Sign up
• Complete KYC
• Deposit fiat or wallet/exchange
• Start earning returns

You can make crypto deposits of USDC and USD through BSC Chain and ERC 20. ETH and BTC deposits can also be made on the ERC-20 and BTC networks respectively.

If you aren’t very savvy with crypto wallets or you prefer to make deposits in fiat, then Pillow allows you to do so with third-party providers on-ramp who will facilitate crypto purchases in fiat.

You then have the fiat equivalent of acquired crypto deposited into your Pillow account. Supported local currency simply depends on where you are. Meanwhile, I’ll advise that all transactions on your Pillow account are conducted on Binance Smart Chain to cut down on gas fees.

For now, all BTC and ETH deposits are accepted on only the BTC network and ERC-20.

Conclusion
I could go on and on about all the amazing features that make Pillow a smart choice in the struggle to beat inflation, but you’ll never know until you see for yourself.

In the entire DeFi space, Pillow is the only app that will let you generate interest without breaking a sweat on safety, gas fees, and bridging.

With a dedicated team of world-class researchers, Pillow ensures that your assets are being invested with as little risk as possible, guaranteeing your neat 14% APY on all deposits.

Are your funds safe? Yes! With BitGo, one of the world’s biggest custodial services, Pillow guarantees users maximum insurance amounting to $250M on any custody problem that may arise. Now that you’ve read this article, go get your Pillow app and earn while you sleep.