Welcome to the monthly review of my token portfolio, I started tracking this portfolio now 21 months ago in full transparency. I provide updates of the interests received, the services used and the transactions performed during the month. This post tracks what happened in November 2021.

Crypto interests

The portfolio earnings reached $10122 this month, that's a 43% decrease from the previous month. The following tokens (including any kind of staking or interest rewards, browsing interest, Publish0x payments, and any kind of promo code or referee bonus) contributed to the earnings:

• 3121 USDC from Sunny Aggregator on the Solana blockchain as rewards to my WBTC, SOL and USDC liquidity pools and then from Harvest on Polygon as reward to my contribution to the jCHF/USDC liquidity pool. For both incomes, I decided to claim and swap every day the SBR, SUNNY, JRT and AUR-USDC rewards for USDC. 
• 66.10 CVX from Convex Finance as interest on my cvxCRV, rETH, LINK, EURT and ibBTC liquidity pools. I also received some as brides from Votium.
• 264.63 CRV from Convex Finance and as reward to my participation to the rETH, LINK, EURT and ibBTC liquidity pools. I also received some as brides from Votium.
• 243 OSMO from Osmosis as rewards from my share of the ATOM/OSMO, CRO/OSMO and LUNA/OSMO liquidity pools on the COSMOS blockchain.
• 2840 TWD from Pylon
• 0.0554 ETH as brides from Votium
• 57.74 CEL from Celsius Network as interest on my CEL, 0x and UNI tokens
• 2.95 LUNA from Terra as staking reward for my LUNA and as brides from Votium
• 35.88 ADDY from Adamant Finance as reward to my participation to the WETH/WBTC liquidity pool
• 1524 MINE from Pylon
• 7.24 FXS as brides from Votium
• 0.34 ALCX as brides from Votium
• 366 VKR from Pylon
• 728 LOOP from Pylon
• 104.29 UST/3Crv from Anchor/Convex Finance
• 7056 SPELL as brides from Votium
• 47.66 MATIC from Adamant Finance as ADDY staking dividends.
• 0.64 AVAX from Beefy as staking rewards for my AVAX
• 52.34 FIS from Convex Finance as reward to my participation on my rETH liquidity pools
• 13.86 CHESS from Tranchess as interest on my BTCB.
• 76.87 EPS from Convex Finance as Airdrop from Ellipsis platform
• 17.31 ADA from Binance as locked staking reward on my ADA tokens.
• 0.73 DOT from Celsius Network as interest on my DOT
• 2.46 SNX from Celsius Network as interest on my SNX
• 12.67 MTA as brides from Votium
• 350 WHALE from Pylon
• 5.54 AUDIO from Audius
• 1.57 SUSHI from Sushiswap as staking reward for my SUSHI tokens.
• 0.04 FARM from Harvest Finance as staking reward for my FARM tokens.
• 0.96 BAT from Brave from ads

The following diagram depicts the evolution of the received monthly crypto interests: 

Regarding the interest composition, USDC(31.9%), CVX(17.6%), CRV(13.7%), OSMO(12.9%) are the top contributors. The remaining 26 sources are only around 23.9%. Votium total bribes this month reached around $668, which is already around 6% of the overall monthly interest.

Transactions realized

Middle of the month,

• I removed my stable coin from Fantom Abracadabra Money's Farm as the yield decrease to lower than 20% APY. I tried a farm on Autofarm for a few days but as its yield was also going down to lower than 20%, I finally moved most of my stable coins to Polygon Harvest  jCHF/USDC liquidity pools for around 50% APY. The goal here is to obviously increase the yield and decrease the currency risks as my main spending are in CHF. In addition to that I discovered this month the Bridge Wallet application allowing to directly exchange fiat to crypto in a non-custodial crypto wallet on Polygon for free from CHF to jCHF. I planned to use this application as my main fiat gateway instead of SwissBorg.
• I finally moved my BTC from Solana Sunny Aggregator to Ethereum Convex Finance. The main reason was that the yield on  Sunny Aggregator and Saber decreased a lot since I moved my BTC two months ago and it reached around 6%. So, I did the move by converting all my BTC to renBTC, then went to the real BTC chain then back to renBTC on Ethereum using renBridge. Finally I staked my tokens into the ibBTC liquidity pools for around 20% APY plus some nice Votium brides. This transfer was very costly (around 2% of the amount with the ETH gas fees) but I think it will be worth it.
• I invested $3000 into the WHALE project from Pylon

End of the month,

• Following the discovery of Bridge Wallet and as I was needing capital to invest in Panther Protocol, I liquidated my position in CHSB. As stated last month, both SwissBorg and Celsius Network token momentum were bad for a few months already, CHSB did better this month with the release of the smart yield 2.0 but there was basically nothing interesting for me in this latest release so I liquidated it.
• I invested $17000 in Panther Protocol token pre-sale. This project is about bringing the power of zero knowledge proof to Defi. My bet is that Edge Funds with top secret investing strategies will really like it and the token value could increase a lot.
• I invested the rest of my CHSB position into AVAX tokens and staked them at Beefy.finance for around 25% APY.
• I claimed and locked my CVX rewards from Convex Finance a Saturday morning when the gas fees were fairly reasonable on Ethereum. Similarly I staked my CRV rewards on Convex Finance.
• I reinvested half of my OSMO daily interest into LUNA and used them both to add to the LUNA/OSMO liquidity pool on Osmosis for around 120% APY. The idea behind that is to benefit from the good momentum of Luna and the new availability of the Cosmos/Terra bridge.

Evolution of the portfolio value

• The portfolio finished the month with a gain of $18K which is +2.2%. The volatility was as usual very high with an amplitude higher than $100K between the lowest and highest of the month.
• If we look at the performance of the main components of the portfolio, the portfolio did better than BTC (-6.4%) and CEL (-8.35 but worth than ETH (+5.98%) and CHSB (+9.97%).

• The stable coin allocation is now 18.3% which is inline with my 15-20% target range.
• The ETH/BTC allocation is around 55.4%, which is a bit higher than my 40-50% target range.
• CEL is now around 8.4% and its momentum seems to get slightly better in the recent days.
• Rest of the tokens is around 17.9%

Regarding the evolution of the portfolio value vs the capital invested, the portfolio managed to increase its margin compared to the value invested.

The portfolio performance of +2.2% of this month is way lower than the average monthly performance of +13.5%.

Things to look forward in December

In December, I'm looking forward to the public availability of the Panther Protocol ZKP token. I'll be also checking regularly Pylon to potentially invest more of my stable coins in new projects. As usual, I'll also monitor the yield of my various investments and especially the Votium brides.