Last month, I released the first post of my blog tracking the crypto earnings based on my initial investment of $20K. I listed the services I used and the investment decision I took mid February to sell a large part of my stable coins (USDC) and invest more in non-stable coins (BAT, ETH, ZEC). This post track what happened in March.

Interests received in March

I received interest from several sources in March:

• I received 1.4 BAT from my normal browsing with Brave
• I received $30.8 as interest from CredEarn from my ETH and BAT that I reinvested on Celsius Network after buying some DASH. Something noticeable is that CredEarn provides constant monthly interests on ETH and BAT at 6% APN which is fairly high AND is computed based on the value at the contract start, the 1st march in my case. At that date, 1 ETH was worth $218 and is now worth $135, so currently the interest I get from CredEarn is actually way higher than 6%... 
• I received  861.51 CEL as interest from Celsius Network from my BTC, USDC, ZEC and CEL tokens
• I also received 0.028 BTC as referred_award from Celsius Network as I used referred codes when I deposited the ZEC and BTC in February

The total of my earnings in March is then $285.

To give more transparency, here is a recap of the monthly interests I received since the tracking started (using constant crypto prices of the 1st April):

• between the 1st September 2019 and the 1st October 2019: $18.19
• between the 2nd October 2019 and the 1st November 2019: $18.98
• between the 2nd November 2019 and the 1st December 2019: $181.46
• between the 2nd December 2019 and the 1st January 2020: $167.39
• between the 2nd January 2020 and the 1st February 2020: $91.53
• between the 2nd February 2020 and the 1st March 2020: $91.13

Evolution of the Portfolio value in March

One month after, we can conclude that the decision to sell stable coins mid February was particularly bad and we can also notice the volatility of the portfolio is very high:

• if the total value of the portfolio the 1st March was still $20944
• the 16th March, it reached $13168 after the brutal crack following the virus fear
• the 1st April, the total value of the portfolio is now $15735

On the 1st April, I have:

• 0.58 BTC
• 4062 USDC
• 20.28 ETH
• 8080.41 BAT
• 42386.09 CEL
• 16.68 ZEC
• 10000 LBA

What's next ?

• I'll probably try to apply momentum following to rebalance between stable and non-stable crypto coins I have at Celsius Network as there is no fees to go in and out there.
• For CredEarn, I'll continue re-investing my USD interest in crypto stable or non-stable depending also on the momentum.