There are only 60 minutes to an hour but it depends what you do with those minutes.

By the same token, we only have one life, but we can cram a lot of stuff into it.

You need a lot of things for that, and unfortunately one of those things is money. But we can be smart about it.

I think we should unashamedly take advantage of the opportunities we're given, and most people don't.

If you're smart about it, you can make (nearly) every dollar you spend count.

Cashback, cryptoback, miles, bonus points. In my view, it makes no sense to *not* use those things.

One of the things I do is I use Curve.

Curve is an interesting digital wallet that allows you to put all your cards into one card.

I've uploaded all my cards to the Curve app, including Revolut, Nexo and Wirex - both with cashback - and I have cashback on Curve.

Translated: every dollar I spend in Europe generates cashback. And every dollar I spend outside of Europe (and/or with select retailers) generates double cashback.

I'm not gonna get rich with this but imagine having between 1 and 3 percent cashback on literally every single dollar you spend every year. Multiply that by a decade.

10 years later, you'll have made back a good amount of cash.

I'm telling you this because I've used some of that cashback and other stuff to upgrade on an upcoming flight.

You only live once.

Which is incidentally is also often the excuse to make stupid decisions but there you have it.