Dear Friends,

Hope all of you have insured with various products for the security and safety. 

But have you ever noticed these terms?

Policy wording is basically the Heart of Insurance

When you buy a house, we don't make a decision based solely on the wall color; But, we also double check the strength of its foundation.

Similarly, when purchasing health insurance, it is a huge mistake to decide based only on advertisements, premiums, or the 'Sum Insured'.

The true foundation of an insurance policy is its 'Policy Wording'.

Many people read only the brochure when buying insurance. It contains attractive phrases like:

* Coverage up to ₹1 Crore!
* Unlimited Restoration!
* No Room Rent Limit!
* Cashless Treatment!

However, only the 'Policy Wording' explains the conditions under which these benefits are provided.

Whether a claim is approved or rejected, is not only decided based on the brochure of the policy; But it is purely determined by its 'Policy Wording'.

Then, if you wonder what does the 'Policy Wording' contain?

* Which are the illnesses are covered?
* Which illnesses are excluded and included with restrictions?
* What is the actual waiting period?
* What are the rules and regulations regarding pre-existing diseases?
* What are the claim procedures- pre & post ?
* Which expenses are covered in full & part?
* Which expenses are not covered?
* What are the terms for our hospitalization?

All these details are legally specified within it.

Why should you read it?
If a situation arises where you need to make a claim,
Saying "I didn't know about this..." won't change the rules.
But, if you can say,
"I have read the Policy Wording..."
...you can assert your rights with evidence.
A golden rule to remember:
Brochures are written for sales.
Policy Wording is written for claims. 

For every  Insurance, we do not blindly trust or share advertisements from any company.

We share details about a plan only years of thoroughly analyzing its policy wording, terms and conditions, rights, exclusions and other supporting evidence.

This is because simply choosing the right insurance isn't enough always;

Understanding the actual policy wording is the true beginning of financial security.

Do not ask only about the premium before purchasing insurance.

Ask just one question yourself. 

"Have I read the wording of this policy?"
The answer to that single question could determine your future savings and your family's financial security.
Choose with informed knowledge...

Make decisions based on evidence...
Live securely...
Come, let us grow together!