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I dive into some of the topical activities in the finance space along with trends that some may be overlooking in the global game of finance

Marketplace Banking is Anti-Open Banking

5 Oct 2021 1 minute read 0 comments Craig Borysowich

With banks going out and starting to build bespoke marketplaces of fintechs and financial services partners, they are directly bypassing the efforts of Open Finance.  For this article, I am defining ‘Marketplace Banking’ as the strategies used by N26...

Securities Trade Cycle Tear Down to Modernize on Blockchain

8 Jan 2021 6 minute read 5 comments Craig Borysowich

One of the more complex systems we have in finance is issuing, buying, selling, settling, and running corporate stock offerings on a public exchange.  Because of how this process was created to facilitate the exchange of money for securities, the tra...

We Can’t Lose Our Focus on Open Banking

1 Nov 2020 3 minute read 0 comments Craig Borysowich

2020 has unfortunately had a lot going on. In many economies, the entire story of banking and payments was rewritten over the past eight months.  It has been challenging for people, for business, and indeed for banks.  If nothing else, what we have s...