If you are a savvy shopper like me, you may be interested in a personal cash back hack that has changed my spending game and helped me make the most out of my purchases. By combining the power of Curve Card with popular crypto-friendly platforms like Crypto.com, Binance, and Plutus Card, I've found a way to maximize cash back rewards.
Before starting, please note there are some risks with this strategy, and hence I agree with some of the comments which could be done on that issue:
- Crypto.com requires to stake their CRO token to benefit from rewards, and hence you may lose these tokens if Crypto.com goes bankrupt.
- Plutus Card requires to transfer fiats to a wallet first, and then to top up your credit card balance from wallet, that usually takes a few days.
- Binance charges fees for fiat deposits, e.g., 1 EUR on each SEPA transfer, and hence you need to transfer large amounts, which is risky too.
That said, my strategy to maximize cash back rewards consists of 4 steps:
Step 1: Get the Curve Card
To begin this cash back extravaganza, you'll need to sign up for a Curve Card, which acts as a central hub, allowing you to link multiple payment cards and manage them seamlessly. It consolidates all your cards into one, simplifying your wallet and making it easier to keep track of your spending.
Step 2: Connect Crypto.com, Binance, and Plutus Card to Curve Card
Now that you have your Curve Card, it's time to link your Crypto.com, Binance, and Plutus Card accounts to it. This step enables you to leverage the benefits offered by each platform while still enjoying the convenience of a single card.
By connecting Crypto.com to your Curve Card, you can earn generous cash back rewards on eligible purchases made with your Crypto.com Visa card. Plus, Crypto.com's card offerings often provide additional perks, such as airport lounge access, Spotify rebates, and more.
Similarly, linking your Binance account to Curve Card allows you to take advantage of Binance Card's cash back rewards. Binance Card lets you spend your cryptocurrencies anywhere Visa is accepted and earn cash back rewards in the form of BNB tokens.
For Plutus Card users, integrating it with your Curve Card provides an opportunity to earn instant crypto rewards on your purchases. Plutus Card rewards users with their native PLU tokens, which can be a great addition to your digital assets.
Step 3: Choose the Right Payment Option
Once you've connected your crypto-friendly cards to Curve Card, it's time to make your purchases strategically. Remember that different cards offer varying cash back percentages and rewards on specific categories. Understanding the terms and conditions of each card will help you make informed decisions and maximize your rewards.
For example, if you want Netflix, you can add it as a perk on Plutus Card and get it paid back in PLU every month. By selecting the appropriate payment option within the Curve app, you can ensure you're using the card that will earn you the most cash back for each transaction.
Step 4: Keep Track and Enjoy Your Rewards
To make the most out of this cash back hack, it's crucial to keep a close eye on your spending and rewards. Curve Card offers a comprehensive transaction history and spending insights within their app, making it easier for you to monitor your purchases. This way, you can track your cash back earnings and assess your overall rewards performance.
Remember to periodically check for any promotions or updates from Crypto.com, Binance, and Plutus Card, as they might introduce limited-time offers or special rewards. Staying up to date with their announcements ensures you don't miss out on any additional benefits.
In Summary
Combining the powers of Curve Card, Crypto.com, Binance, and Plutus Card has transformed the way I earn cash back rewards. By centralizing my payment options with Curve Card and strategically choosing the right card for each transaction, I've unlocked a treasure trove of cash back earnings on my everyday expenses.
Referral links:
https://www.curve.com/join#NRKGP4RD
https://www.binance.info/en/activity/referral-entry/CPA?fromActivityPage=true&ref=CPA_00C45I9TK3
https://dex.plutus.it/auth/referee/signup?refId=emIMzh
https://crypto.com/app/439km3wyjs
Disclaimer: The information provided in this post is for informational purposes only and should not be considered financial or investment advice.
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