I used to get cashback through Crypto.com card. However, after FTX collapse, I became a bit paranoid and decided to withdraw my staked CRO which automatically ended the cashback program. I moved then to Binance, but all the FUD (Fear, Uncertainty and Doubt) around that exchange started to affect me and hence I decided to withdraw by BNB and to swap it for ETH, which has been profitable so far by putting it up on DeFi protocols.
However, I was a bit frustrated that I could not get my Spotify or Netflix reimbursed like in the past with the Crypto.com card. So I tried Plutus card:
- You do not need to stake, invest or block any crypto amount like on Crypto.com or Binance
- With the basic plan (free of charge), you can choose 1 perk (to get reimbursed), e.g., Netflix
- On top of that, you get 3% cashback on your spendings (up to EUR 250 / month in the basic plan)
- There are no fees at all on SEPA desposits (to a UK account) and instant transfers work (few minutes)
- Rewards are in PLU, which can be withdrawn to your Metamask account or (from July) swapped in the app
In summary, it works and it does not oblige you to block a minimum amount. The only risk is linked to the company. So you can put only small amounts.
If you want to try it too, please find below my referral link which will allow you to earn $10 in PLU (that can then be swapped to ETH...).
https://dex.plutus.it/auth/referee/signup?refId=emIMzh