My first Adventure off Crypto Exchange and onto Blockchain:

   This is my first time writing an article. I hope you like it. Please leave feedback in comments. The following are the steps that worked for me to move USDT from Binance.US to the Polygon network. I have tried to be detailed but take each step carefully as it is possible something may change over time. Also please note that some sites still refer to Polygon network as Matic Network.

• Install Metamask Wallet

Add Metamask wallet to either Chrome or Brave Browsers if you do not already have it

https://chrome.google.com/webstore/detail/metamask/nkbihfbeogaeaoehlefnkodbefgpgknn

Set up new wallet if you do not already have one. Be careful to keep the Seed Phrase keywords written down safely.

• Add Binance Smart Chain to Metamask Wallet

Open Metamask Wallet and Click on 3 dots and open expanded view

access the Settings via clicking circle in Metamask top right corner

on Settings page, we want to locate the Networks menu and click add network

Fill in data using following text exactly:

• Network Name: Binance Smart Chain
• New RPC URL: https://bsc-dataseed.binance.org/
• ChainID: 56
• Symbol: BNB
• Block Explorer URL: https://bscscan.com

An Alternative / easier path is go to https://chainlist.org/

search for Binance Smart Chain

Connect your Metamask wallet to site

Click on add to Metamask

Verify Metamask has new network listed

• add Polygon Network to Metamask wallet

Follow same steps you used adding Binance Smart Chain

• Network Name: Polygon
• New RPC URL: https://rpc-mainnet.maticvigil.com/
• Chain ID: 137
• Currency Symbol: MATIC
• Block Explorer URL: https://explorer.matic.network/

You can also add Polygon via https://chainlist.org/ Note: listed Chainlist.org as Matic Network

• Install Binance Chain wallet

add extension to either Chrome or Brave Browsers via

https://chrome.google.com/webstore/detail/binance-chain-wallet/fhbohimaelbohpjbbldcngcnapndodjp

Create wallet account using SAME Seed Phrase keywords used on Metamask Wallet

Critical that you verify that binance smart chain address is the same between Binance wallet and Metamask

• Binance.US steps

make sure you have some BNB for gas fees on Binance Chain and Binance Smart Chain Networks and purchase USDT as you desire

Withdrawal BNB using address for Binance Chain from Binance Wallet

•      enter SMS code
•      get email and click on approve withdrawal

Withdrawal USDT but make sure you have selected BEP2 (Binance Chain) network as destination

• Bridge USDT and BNB to Binance Smart Chain

Open Binance Wallet and ensure you are on Binance Chain Networks

click on send and when you click on address you will see Transfer between my accounts Click on it and when you see Binance Smart chain come up click on that. Enter amount to transfer. I suggest a small amount first time to verify everything is set up correctly. And finally click send. You can now select Binance Smart chain and see your transfer. Now open Metamask and verify that is also sees amount of transfer on Binance Smart Chain. You will need a little BNB here for gas fees. You can also now look at all Binance Smart Chain Defi projects as you desire.

• Get some free Matic for use as Gas on Polygon

Goto https://matic.supply/ and change Metamask wallet to Polygon Network and then connect. This Faucet will give you some Matic. Note: With 0.001 MATIC, you can do 100 basic transactions on Polygon network

• Bridge USDT to Polygon Networks

Goto https://www.xpollinate.io/ bridge. Select Binance smart chain network as source. Select USDT as as coin. Verify that receive address is your Metamask Polygon address. NOTE: I would transfer a small amount first to verify all works for you. I have not had any problems but better safe then sorry. Examine exit liquidity and verify there is enough USDT on Matic Network to cover your transfer. This seems to very greatly. I have had to refresh this page several time and wait till enough to cover my amount. It seems to be getting better. Click swap and approve transactions as required. Open Metamask and verify that your USDT has arrived.

Your are now on Polygon network and can do what you desire. I suggest you look at either 1inch https://app.1inch.io/ or Quickswap https://quickswap.exchange/#/swap to swap USDT to any other coins you want. I also recommend the following sites:

AAVE:  https://app.aave.com/

Curve.fi:  https://polygon.curve.fi/

SushiSwap:  https://app.sushi.com/

Iron.Finance:  https://polygon.iron.finance/