I must confess that after bitcoin, one of the coins that I found interesting was Stellar; at that time it did not know its origin and its potential. Really, due to my lack of knowledge, I decided on XRP, as a more solid investment. As time went by, I was able to understand not only the concept of this token but also how its ideology was directed towards decentralization.
Stellar's strength lies in many of the advantages of this platform; the speed of its transactions, the minimal commissions make it to be at the forefront of building a new payment system. With the support of regulated institutions, the direct and practical exchange of fiat currencies for tokens within stellar positions them on a variety of business models, taking advantage of monetization strategies, including deposit and withdrawal fees, the currency spread, among others.
But part of its drawbacks has been being even in the shadow of XRP; As a result of a bifurcation, Stellar continues to present a project similar to that of his private peer and beyond its noted differences, it must still clarify its distribution structure well. The same problem that XRP presents, occurs in Stellar; the lumens still have a centralized approach, most of them are in stellar bosses as an institution.
For this already dynamic world, the concept of supply is paramount; I see the same as its private pair, a token that is letting an enormous opportunity pass, that is worth gold, even more so when the instant payments market is the order of the day with this new normality. The Stellar foundation must begin to fill users with confidence and leave the power scheme to make way for a platform with exceptional qualities.
It is not enough just to have partners like IBM, this platform if you want to compete with the big ones, must fill the trust of the users who, at first, saw in the lumens a quick way to speed up money, without borders, without regulations and without centralizations.