Their Website opens with a catchy phrase: "Let's Get Hi Together," but who is Hi.com and what are they trying to achieve and more importantly, why should you care?

Who are Hi.com?

According to their website, "We are developing the world’s most scalable and inclusive technologies to maximize human potential. Built on the blockchain and powered by our membership token the hi Dollar, say hi to the future of identity, money, and internet."

Now, that's all a bit mumbo jumbo really isn't it? So, in a nut shell, they are trying to build a financial ecosystem, aka, a digital bank. A Crypto Bank.

What are they Trying to Achieve?

They want to create a "A simple and secure digital bank that makes money for you, not off you. Built on the Blockchain, powered by the hi Dollar and trusted by 2.1million members" and their target is 1 Billion members! They currently have a web app, and apps in the Apple store and the Google Play store. As you can see on Coinmarketcap  they have a self-reported Market Cap of around 180 million USD$ so that means there's plenty of room to grow.

With Hi you can send money instantly to friends with no fees, buy and sell crypto and earn yield on your stored assets up to 40% APR. While the app and services are free, you can access several additional tiers which come with added perks like Masterclass and 5* Hotels, by locking up Hi $. This of course creates major utility for the token, important to remember later.

Hi is also a FIAT on-ramp as you can buy crypto with a credit card. This is a majorly important factor when it comes to on-boarding newbies and the general public. So you can see, there's a lot of potential here.

Why Should You Care? (Ahem... Airdrop!)

Many apps and services are doing what Hi are doing so there's nothing majorly new here is there? But Hi.com have created a fantastic incentive plan to drive new customers to use their service. This is why they have over 2.1 million users already. They know that people don't like to change so once you get them in, they're likely to stay. This is really healthy for the long term survivability of Hi. And how are they getting people to sign up? They're giving away free money of course!

Everyone loves free money right?

If you sign up and log in to the app or web app every day and hit the daily reward button you'll receive 1 Hi $. That's 1 Hi $ every single day. At the time of publishing a Hi $ is worth about 1.4 USD so you have the opportunity to earn 30-50 USD a month for doing pretty much nothing. I'm sure you can work out how much that is in a year!

But won't this tank the price of Hi you ask? Ahhh actually No cause Hi are clever see!

This is where the Token Utility comes in. Hi.com lock your rewards for 1 year so in 12 months you can start withdrawing your rewards. This helps prevent large dumps and it incentivises continued use of the app. Once people are used to something, they tend not to change. 

Now I know what you're thinking, 12 months, That sucks! Well maybe it does and maybe it doesn't. It costs you 5 seconds a day to log in and claim your reward and after 12 Months you'll have 365 Hi $. Think of it as a free crypto savings account that comes pre-funded for free!!! Naturally, in 12 months time, the platform hope that you'll keep some of your rewards locked to access their premium tiers and all the associated perks. Some people will, again reducing the chances of the token price dumping, and some people will withdraw their Hi and sell it. What you do is up to you :-)

So here's how to sign up and start loading up on free crypto:

• Go to hi.com and click on the Web App. 
• Enter a mobile phone number.
• Enter the code they send you.
• Solve the captcha. (no nasty robots please)
• And enter the referral code (this is required) so please use mine: cryptocraic
• If offered a chance to edit your own referral code DON'T. This sometimes causes a log in issue. Just go with the default, you can change it later in settings.
• Hit the daily reward button
• Log in every day and claim your reward :-)

That's it! Let me know how you get on and most importantly...

Enjoy :-)

 CryptoCraic