Growing up, I often hear people associating money with happiness. The more money they have, the happier them seem. But as a kid growing up in a house full of uncle and aunties (aside from my own parents), I can't help to think that this was a very crucial lesson to me. In a 3rd world country where I reside, money is scarcer than food. And that is by no stretch of imagination. As a huge family, we did not have "nice" things but we were never out of food. Going through young adulthood, I have learnt that having more money does not mean your happiness will increase proportionally. Having money simply means that you have access to things that are not normally accessible by those who don't have. 

As I grew older however, I have too learnt that having excess money is important because it gave me access to things that I need. Education, Medical facility, transportation and etc. But there is something no body is being taught about money: It loses value, the longer you kept them idle. This is up to argument but my point being is this, if inflation is at 4%, and the typical saving returns net at 2%, you will be losing 2% of that money value each year! The only way for you to make more money, through investing, is by having net ROI [after fees] well above inflation rate. In traditional finance, however, most people do not have access to this type of investments unless you are well credited. So, more money for those with more money - always have been, and will always be. This is the type of things that we are inviting into crypto, while letting the institutional investors setting the regulations. Sorry, I am not sorry to say that.  

Money has become rapidly deacreasing in its value, and is no joke. With inflation running high, all the speculators could perceive is how bearish the market will be for the next 2 to 5 years to come. Or maybe more. Personally, being born in the 80s, I have fair share of market turmoil and inflation is always there as the main culprit that drives the economic health. At the peak of the worst experience I had growing up is that, money is more scarce than any crypto that exist today. But definitely for no good reason.

Both of my parents were hardworking people. They spend their whole lives working, so they could provide the family. But when the economic downturn shows its face, it was as anyone's guess - 90% of people in the company they work for, got laid-off with the reason of "Downsizing the company for effeciency". What they really meant was "We can no longer hire you because we do not have the money" and "Our management team deserve that money more than you". It has always been as such, and it boggles my mind of how people would react to it. Oops. The school didn't taught us that one. They taught us how to be obedient little lambs and never to ask questions.

What a joke of a civilization we are in. Where we are herd from the day we were born and to be expected to swallow that blue or whatever colored pill without asking "What the f**k I just swallowed?". While the powers that be, are keeping the real important news to themselves. 

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