Leading crypto media news outlet Cointelegraph had to make a big issue out of MoneyGram not using Ripple's tech to implement JUST ONE of its new cross-border payment solutions, called FastSend, which happens to use Visa's proprietary technology.

Then Cointelegraph does go to clarify that Ripple's XRP-based On-Demand Liquidity is actually being used extensively to streamline MoneyGram's global money transfer business. It is common sense that Ripple' tech does not have to be used in every single payment app or platform. Yet the news outlet has to make a huge deal out of it, make click-bait titles and indirectly spread misleading information (check link below).

https://cointelegraph.com/news/moneygram-reveals-real-time-remittance-tech-based-on-visa-not-ripple

Anyway, I am not a huge Ripple or XRP fan, because investing in XRP is like playing with fire in my opinion. That's because Ripple dumps huge quantities of the token on the market to fund its operations. What I am looking forward to though, is Ripple's initial public offering, or IPO. That should be a good investment according to my research.

I tell my students at my Crypto Writing School that Ripple has decent financial technology, but it's nowhere near what its supporters hype it up to be. There are far better platforms offering much better value in the Fintech space, like Zelle. Did you know that the Zelle app, which is backed by JPMorgan, Bank of America, among other large banks, facilitated nearly $200 billion in transactions off of 734 million transactions last year alone! 

So XRP, Ripple, and even the large Bitcoin and Altcoin market is very, very small compared to the traditional financial industry and the booming Fintech sector. To put this into perspective, the Bitcoin (BTC) network only processed 500 million transactions in an entire decade and Zelle did over 700 million transactions in just a year and it's not even global like BTC is supposed to be. Crypto has a lot of growing up to do, but please Cointelegraph and other crypto news media outlets, just stop with the click-bait. There are better ways to increase your readership.