Intro
Many of you guys (as well as me) probably are a little bit scared of crypto hype going on right now. Maybe it is a bubble, maybe not. A crash might be coming in a matter of days, maybe not. Rug pull, corona-crisis, correction etc. - you name it. And the problem is - nobody knows when, if any of these, will happen. However, having slight concerns and mostly being aware of these things is a good thing. It might help you to improve your strategy, which in my case has led to the topic in the title - BNB Vault.
Why BNB Vault?
I started wondering what is the most secure way of keeping some of my money in a crypto and hoping that one day it will rise. Of course I could buy ADA or SOL and probably make nice gains in a week or so. But these two in my opinion, are very risky choice. They don't have practical use what may cause a nice crash in a matter of days. Again, maybe it will happen, maybe it won't. And of course this is just my opinion and way of thinking.


BTC and ETH could be a good choice but they are close to or even beating their ATH. They might also drop very soon but since they are being used for transactions, I find them to be much better choice than overhyped ADA or SOL.

And if we take a look at #4 crypto, there is BNB - in my opinion the best crypto to invest in right now. It is being used on Binance to pay the transaction fees, fueling transactions on the Binance Chain (so there is practical use) and right now it is not on its ATH.

Explanation
Alright, so I can simply buy it now, hold for a year or two and get a lambo (or two). Ideally, yes... but what if it won't rise up that much? Or maybe even fall down? Imagine that you buy your BNB now and since you know you will hold it at least a year, you lend your bnb to your friend. He also guarantees that he will give you back 100% of your bnb whenever you want to sell it. At any time. And becuase you are so friendly and helpful, he will pay you for the favor :) Sounds nice, doesn't it? And that's basically how BNB Vault works.
Now, let's move into the details. According to Binance Academy: BNB Vault is yield aggregator. Depositing BNB means participating in Launchpool, Savings, Defi staking and other projects and at the same time gaining rewards.
Current APY is 5,36% and it's divided into: 0,35% BNB and 5,01% MBOX.

The MBOX however might be replaced with other token (or even a few other tokens). And the best thing is that you can withdraw your money whenever you want. Literally, you can have your crypto back within seconds.
Conclusion
To sum up: not only you are holding and keeping 100% of your BNB but also getting a free token (or even more than one). And if, for example, BNB is 5000% up over the night, you're not losing anything by withdrawing it from vault. You trade it to fiat, visit your local lambo dealer and enjoy rest of your life. For sure :D And who knows how much you will earn on your additional tokens? You can stake them too, trade to fiat or hold, it's all up to you.
As of now, I really find it the best option for a long-term way of investing in cryptocurrency world. There is no chance of losing any money (disregarding, of course, the drop in the price of BNB itself). You can only benefit from using BNB Vault.