Celsius, the best lending platform (in my opinion ;) ). Here is why.
The creator : Alex Mashinsky
How can I explain how genius is this guy ? He already sold UNICORNS in his life and has invented the VPIP technology. He is one of the reason we can use Zoom, Skype ... etc. This man is already very rich (billion dollars) and has no interest in scamming our crypto, he shows his face and answers the community questions every Friday on his AMA (Ask Mashinsky Anything).

Transparency and professionalism
Celsius gives almost every information possible to its community and try to be as transparent as possible. It provides loans and gives you weekly interests on your crypto. Celsius provides liquidity to different aggregators then gives you back 80% of the benefits they earn.
On their website, you can see that they manage now over 6 billion $ worth of crypto assets.
By possessing the CEL tokens, you can become a platinum member and earn better interests, even if interests are already among the best on the market. You can earn nearly 14% APY on stablecoin.

With its transparency and its professionalism, Celsius is, in my opinion, the best crypto lending platform. Their rates are updated every week following the demand on a coin, which is very logical and fair.
I trust Celsius and think there is a very very low risk to lose my crypto using it, and you should take the train through passive income using it too.
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One of the best faucet on the market : http://cointiply.com/r/PX6p5