There are multiple reasons to stay away from Fiat money : endless devaluation because of inflation, accelerated money printing because of covid19 (Usa alone has seen debt balloon like never before and will continue for sure), constant falling or busting of currency values around the globe (Venezuela  , Argentina, Turkey, Brazil, Peru, Belarus, Zimbabwe and so on....).

So why do currencies fail after all ? Once upon a time in the west Fiat money was backed by gold but this standard was abandoned in 1971 (Nixon).

Today Fiat money is worthless and the more governments print the more it becomes worthless because it is backed by nothing rather than trust. So today in the end it us, the people , who believing in our governments, give a value to Fiat money. What if we, the people, all decide we don't want dollars or euros anymore ? Well the answer is of course fail of the currencies, which in any case loose value as time passes , what a great carry trade.....!!!

So whatever savings I have , I must put them to work or in a decade they will be peanuts. Investing 360 degrees today is possible from housing Reits to investment funds, metals and yes of course crypto. Monster investors are piling in frenzy mode building reserves in Bitcoin and crypto. 

Last but not least I keep away from paper money and use cards.... Microbiology studies have demonstrated that paper money is contaminated by viruses like Staphylococcus aureus and Salmonella  , bacteria (over 3000 kinds were traced and podium of most contaminated goes to the 5 dollar note) , drugs (especially heroin and cocaine just weeks after release of notes!) ,  and finally human human dejections .....

Bad picture I would say. The future is coming and it is not fiat money !

https://bitcointreasuries.org/

https://www.futuremedicine.com/doi/10.2217/fmb.13.161