So far, I've read some general investment advice from people, but nothing specific. I guess there's some pressure to not give away your trade secrets. I have no such fear, however, but neither do I have any great credentials or successes to boast of. Think of this as tales from a fellow traveller who is much closer to the beginning of the road than the end.

The investment strategy my wife and I are pursuing is long-term, low-to-moderate risk, low involvement, for the purpose of financial independence. We don't have loads of cash around, but we do know that it's the little bit that adds up over time, the patterns, the habits, that make the difference.

So with that in mind, there are some things we are avoiding. First off, we're avoiding the pump/dump hype machine. Perhaps some people pushing the BIG! NEW! NOW! coins are doing so strictly because they're ADD spazoids, but some people know full well the candle chart -- you know, the price rises, the devs strike it rich and shut down the project, and then the price falls. No thanks! I don't want to lose my money and I don't want to be part of pressuring others into losing their money either. Does that mean we won't invest in new coin offerings? Not at all. We might, but we're going to DYOR and invest only in the ones we think will be around a while.

Second, we're not going to invest in NFTs. I just can't get my head around paying $1000s for a craptastic GIF someone made in MS-PAINT. Yup, no thanks. With that said, are there are some interesting NFTs out there? Yes. I've learned about some artists from Leann91X (among others) here, but who can really predict the prices for them with any degree of accuracy? Not us, so skip.

We've invested in two coins to start -- ETH and ADA (reasonable price points with upside potential) -- we're using Donut, and we're staking.

After looking into currency, we felt that both ETH and ADA would be good longer-term investments. Etherum has a way to go to catch up to BTC, and it's widely accepted. Tons of stuff is built on the ETH blockchain and that says a lot. ADA promises to be the next wave of blockchains, so we figured getting in early would be good. The 4.9% staking that Exodus offered didn't hurt either.

Donut gives us 4% and it does so automatically, by rounding up purchases on income sources we allow it to see. This isn't for everyone, but it requires no effort, it's a good rate of return, and it's low-risk.

For staking, we're staking ADA through Exodus, our wallet, and we're staking USDC over on Coinloan, with its amazing rates on stablecoins. (No, nobody paid me to write this.) Coinloan offered double-digit rates with no weirdness about withdrawing or contributing.

Are there more lucrative paths out there? Yes, but with higher risk and/or stress. I'm not going to be a day-trader or check my accounts every five seconds.

Are there better tools out there? Maybe. While I've not tested many wallets, of the ones I have tested, Exodus carries the day.

Are there more privacy-protecting paths out there? Yes. I'm not concerned with KYC, so I didn't have a problem providing it. That may be a deal-killer for some, and I understand that.

However, this works for us and it's something we were able to get into a lot more easily than I thought. Now, we're going to HODL on. :)