Personal Finance

886 Articles 5 Followers


Loans: Fixed or Variable? Which is Better?

16 Aug 2021 1 minute read 0 comments mercurial9 $0.00

Suppose you have $29,000 in student loans and you apply for a consolidation loan with the bank. Once the credit was approved, the bank gives you the choice of 8% Annual Percentage Rate (APR) with a fixed rate or 6% APR with a variable rate. Which wou...

(IJCH) PERSONAL INVESTMENTS - IT IS NEVER "DIFFERENT THIS TIME"!

15 Aug 2021 2 minute read 0 comments JaiChai $0.05

Article Snippet: Given that I have seen many Bull and Bear cycles, I say again, "Know yourself. The worst enemy in personal investing is YOU." IJCH - Inside JaiChai's Head(Meaning: My Warped, Personal Opinions and Musings) source From the Author: S...

Is Financial Literacy Substantial to the Growth of our Money?

14 Aug 2021 4 minute read 0 comments PatJules $0.06

Why there some people who are making a lot of money and others are experiencing scarcity? What is it with money that we love to HODL so much yet we are not working out to achieve financial freedom? How can I start growing my money for my retirem...

Explaining To A Noob How To Buy And Sell On Crypto Exchange

10 Aug 2021 2 minute read 0 comments mercurial9 $0.01

We take for granted how things that seem simple to those involved in the crypto space are a new and cutting edge world to those on the outside. I received a message from a friend, which is listed below word for word: Noob Request “I was thinking abo...

Is your home is an asset ?

7 Aug 2021 5 minute read 0 comments Rajat G $0.05

 Is your home is an asset ? I guess answer to this question will be dependent upon the geographic area and location of your place, how the value of real state/houses growing on yearly basis and what amount you have to pay in rent for your house if yo...

A Paradigm Shift of my Work Experience in the Middle East! Enjoyed the Process not just the Journey in Itself

3 Aug 2021 4 minute read 0 comments PatJules $0.15

In the Middle East, is it safe to work there especially if you're a woman?What kind of culture does the country have? Is it absolute?Would it be worth the time to work in an Arabian Peninsula without prior experience emerging into a diverse customs...

Warning: Are Credit Cards A Trap For The Everyday Consumer?

2 Aug 2021 2 minute read 0 comments mercurial9 $0.04

Are credit cards a trap for the everyday consumer? Are the consumers' suckers for credit card companies? Maybe if you are one of those who run up large credit card balances and pay the minimums each month. People who exhibit that behavior is hurt bec...

Storj: A comprehensive story of moving a node from Europe to Canada

2 Aug 2021 12 minute read 4 comments Magic_Pickles $0.76

Just a word I've been using Storj as a Storage Node Operator since about 2 years now. Few months ago, I had this project of moving to another country. Because of a lot of constraints (including Covid-19 restrictions), this move would have impact the...

5 Things I Don't Buy Anymore | How to Reduce Spending | Financial Minimalism

28 Jul 2021 2 minute read 2 comments BudgetHolics $0.12

Hello everyone, welcome to BudgetHolics! Here’s a list of 5 things I don't buy anymore, and I wanted to save this list for you so that you can also save hundreds, if not thousands dollars per month. Learning how to reduce spending isn’t just an exer...

2 Fast Ways To Improve Your Credit Score

26 Jul 2021 1 minute read 0 comments mercurial9 $0.04

In general, having too many credit cards is not a good thing. You have to manage every account and make sure that every bill gets paid on time. There is no real need for a person to have more than 1 or 2 credit cards at a maximum. One might consider...