moneymindset

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*320* Why enjoying your money makes you feel guilty and how to fix it without hurting your future

9 Jun 2026 3 minute read 0 comments luciman $0.02

As you begin to understand the trap of spending that grows alongside income, a seemingly healthy reaction often appears, but it can become just as problematic: you start controlling yourself so much that you lose the ability to enjoy. It is a subtle...

*307* The peace money can’t buy: how to live without constantly worrying about it

31 May 2026 3 minute read 0 comments luciman $0.07

There is an idea that seems logical at first, yet proves incomplete over time: that peace automatically comes with money. You imagine that once you reach a certain financial level, worries will disappear and life will become simpler. In reality, thin...

*263* Types of financial independence: basic, comfort, luxury

1 May 2026 2 minute read 0 comments luciman $0.04

Once you begin defining your own version of financial independence, it becomes clear that not everyone is aiming for the same thing. For some, covering essential needs is enough. For others, the goal is a lifestyle without compromises. This is where...

*249* How to teach your children about investing

22 Apr 2026 3 minute read 0 comments luciman $0.04

The mindset of a long-term investor, which we explored previously, does not appear overnight. It develops through ideas, habits and experiences accumulated over time. That is why one of the most valuable things an adult can leave to their children is...

*96* How to use budgeting as a tool for self-knowledge

10 Jan 2026 3 minute read 0 comments luciman $0.08

After exploring how holiday planning reveals your real priorities, I realised how often a budget shows aspects of ourselves that we don’t acknowledge openly. We tend to think of a budget as numbers and categories, but in practice it works like a mirr...

*86* The “pay yourself first” rule

3 Jan 2026 2 minute read 0 comments luciman $0.02

After exploring how to navigate unexpected expenses and maintain stability during financial shocks, it’s time to move into a more strategic phase of wealth-building. If previous articles helped you protect your budget, this one will help you build lo...

*44* The difference between having money and being prosperous

17 Nov 2025 1 minute read 0 comments luciman $0.05

In the previous article, we discussed your personal financial story and how much it can shape your decisions. Today, we go one step further and explore a topic that often separates those who simply have money from those who live in true prosperity. F...

*22* How to avoid the tap of "money will solve all my problems"

24 Oct 2025 1 minute read 0 comments luciman $0.05

Many people believe that more money will solve every difficulty in life. The reality is that without the right mindset and strategy, money often only creates the illusion of security. Moreover, this belief can lead you to lose control over your decis...

*20* Why financial education is more important than salary

22 Oct 2025 1 minute read 0 comments luciman $0.04

You might think that a high salary guarantees financial security. The reality, however, is that a large income without financial education often leads to large debts and lack of stability. Financial education is the foundation that allows you to mana...

*18* How to build financial confidence step by step

20 Oct 2025 1 minute read 0 comments luciman $0.02

Have you ever felt uncertain about your financial decisions? That even though you have income, you’re afraid to invest, save, or take initiative? This is a lack of financial confidence. The good news is that it can be built, step by step, just like a...