SoFi has come back to crypto and this time is not just testing anymore; it is deciding to join fully with a banking branch by being regulated fully. On the November 11 of 2025, SoFi Bank brought SoFi Crypto again, becoming first bank in United States with a national charter and FDIC insurance to allow crypto trading straight in the banking application.

This step is important considering SoFi is not some small exchange. It has about 12.6 million users and it is possible all of them can get access before end of 2025. That brings a big new group of liquid funds entering crypto world under legal regulations.

What you are able to do right now with SoFi:

• You can buy or sell and also keep BTC, ETH and SOL

• Trading is made smooth inside very same app used for savings account, checking account or even investments.

• The release is running by stages already

• There is a campaign where someone can get 1 BTC by signing up in waiting list (until November 30) and making three trades of $10 or more (until January 31)

A few things SoFi puts out as the important to know:

• Cryptocurrencies do not get FDIC insurance.

• Values of assets might go down

• Regular market dangers still apply for customers

Overall, this shows normal banks and crypto industry are not spreading apart; in reality, they are joining even quicker, and SoFi wants itself to be the main entryway people select.

May your candles be forever green. See ya tomorrow

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