SimpleSwap is a self-custodial multi-source swap aggregator that handles the complexity of wallet-to-wallet crypto exchanges. Instead of comparing rates across multiple exchanges or building swap routes manually, you get one entry point to aggregated liquidity from 20+ CEX and DEX providers, with funds moving from a wallet you own to a wallet you own. The product has been on the market since 2018.
Quick Take
If you need to swap crypto between your own wallets without opening an exchange account or learning a trading terminal, SimpleSwap does exactly that. The product has been on the market since 2018 and has stayed online through every market cycle since.
Who it’s for: self-custody users who want predictable wallet-to-wallet swaps with access to 2,800+ assets through aggregated CEX and DEX liquidity.
Who it’s not for: high-frequency day traders looking for an exchange-style trading terminal with order books and tight maker/taker fees.
What SimpleSwap Actually Is
SimpleSwap is a self-custodial multi-source swap aggregator that pulls liquidity from well-known CEX and DEX sources under the hood.
In practice: you pick a trading pair, enter your receiving wallet address, and send the crypto. The converted asset is deposited into your wallet. For most crypto-to-crypto swaps, there is no need to register or maintain a long-term balance on a platform you don’t control.
The key distinction: SimpleSwap doesn’t maintain its own order book and doesn’t keep users’ balances on hand. When you initiate a swap, the service receives your incoming transaction and routes the conversion across 20+ liquidity providers spanning CEX and DEX venues. The converted asset is then sent to the receiving address you specified, with no platform account to fund and no long-term balance to manage between swaps.
This is why calling SimpleSwap “an exchange” misses the point. A traditional exchange asks you to keep a long-term account and trade against other participants on the order book. SimpleSwap operates more like a broker for one transaction: you provide the inputs, and the converted result is delivered to your wallet, with provider and route selection handled across aggregated CEX and DEX liquidity.
That structure shapes everything: the simplicity of the interface, the breadth of supported assets, the speed of execution, and the fact that your funds never sit on a service you don’t control.
Who Should Use SimpleSwap
Works Best For
Self-custody users. If you keep your crypto in your own wallet and want to convert assets without handing custody to a third party, this is the core use case. Funds move wallet-to-wallet, and you stay in control throughout the entire process.
Traders who care about routing more than terminals. When you need to reach a coin that isn’t on your usual venue, or rebalance fast without setting up another exchange account, the aggregated liquidity model gives you a single entry point across 2,800+ assets and 20+ liquidity providers.
Privacy-conscious users. Most crypto-to-crypto swaps don’t require account creation. You initiate a swap, it executes, and you move on, with no ongoing platform exposure beyond the blockchain transaction itself.
Cross-chain users. With 2,800+ supported cryptocurrencies across ecosystems, including Solana, Sui, Base, KAIA, Linea, and Ronin, you can access assets that aren’t always available on a single exchange. 3.2M+ trading pairs are accessible from a single interface, rather than opening accounts on five different exchanges to access different ecosystems.
First-time crypto users. If crypto is new to you, the swap flow follows the same logic as a wallet transfer rather than a trading terminal. You pick the pair and send the deposit, then the converted asset arrives in your wallet. Order-book mechanics and slippage parameters stay out of the path, so there’s nothing extra to learn before your first transaction. If something goes sideways, a 24/7 live chat with an average response time of 4 minutes is one click away.
How a Swap Works. Step by Step
The process takes about as long as reading this section.
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Step 1: Choose Your Pair
Select the cryptocurrency you want to send and the one you want to receive. SimpleSwap immediately calculates an estimated conversion rate based on real-time liquidity across its provider network. You see the expected output amount before committing to anything.
Step 2: Pick Your Rate Type
Fixed rate locks the price for 20 minutes. You know exactly what you’ll receive regardless of market conditions, provided your deposit arrives within the time window. Best for volatile conditions or when certainty matters more than squeezing out a marginally better deal.
Floating rate reflects real-time market pricing. The final amount is determined at the moment of execution through the liquidity provider. Because crypto prices move constantly, the output may vary from the initial estimate.
Step 3: Enter Your Wallet Address
Provide the destination wallet address for the swapped asset. If the asset exists on multiple networks (for example, USDT on TRX, BSC, ETH, or Solana), make sure to select the correct network before entering the address. Sending to the wrong network can result in funds being lost. SimpleSwap displays the required network clearly during the swap flow, but the final check is on you.
Step 4: Send Your Crypto
SimpleSwap generates a unique deposit address for this specific transaction. You send your crypto from your own wallet to this address, and that’s the last action you need to take.
Step 5: Platform Handles the Rest
After your transaction hits the blockchain, SimpleSwap waits for the required number of confirmations (varies by network). Once confirmed, the swap is routed through the optimal liquidity provider. The provider executes the conversion using available market liquidity. The converted asset is then sent directly to the receiving wallet address you provided.
From your perspective, it feels like a simple wallet transfer. Behind the scenes, SimpleSwap coordinates blockchain confirmations and routes the swap through aggregated liquidity to complete the conversion.
Platform Features in Detail
2,800+ Supported Cryptocurrencies
SimpleSwap lists assets across major blockchain ecosystems, from blue chips like Bitcoin and Ethereum to stablecoins, DeFi tokens, memecoins, and long-tail altcoins. The product added 450+ new assets in the past year alone, following momentum into Solana, Sui, Base, KAIA, Linea, and Ronin ecosystems.
In practical terms, instead of opening accounts on multiple exchanges to access different ecosystems, you reach them all through a single swap interface. From stablecoins like USD1 to trending tokens such as SHIB or PEPE, if there’s demand and liquidity, SimpleSwap routes it.
3.2 Million+ Trading Pairs
Every combination of supported assets creates a potential trading pair. The aggregation engine handles cross-chain routing automatically, so you don’t need to worry about which bridge to use or which intermediary token to pass through. The route is optimised for you.
No Account Needed for Most Crypto-to-Crypto Swaps
For standard crypto-to-crypto conversions, you can complete swaps without going through a full registration flow. The product takes you from a selected pair to a confirmed transaction with no profile setup or password to manage. This is a significant difference from centralized exchanges that require full onboarding before your first trade.
Optional account creation unlocks the Loyalty Program, including fee discounts, USDT cashback, swap history, and price alerts.
Wallet-to-Wallet Architecture
Funds leave a wallet you own and arrive at a wallet you own. Between those two points, SimpleSwap moves the transaction through its own infrastructure to source aggregated liquidity, but the relationship ends with that single transaction. There’s no platform account to top up before the swap and no long-term balance to draw down after. This fundamentally changes your risk profile compared to keeping a long-term position on an exchange.
Mobile App (Redesigned 2026)
The iOS and Android apps were rebuilt this year with a cleaner interface, faster navigation, and fewer taps to complete a swap. The redesign reflects how people actually use the product in 2026: quick conversions on the go, not extended trading sessions at a desk.
Price alerts let you set notifications for specific cryptocurrencies. When the market hits your target price, you get notified. Instead of staring at charts, you wait for the alert and swap when conditions are right.
Loyalty Program — Four Tiers
SimpleSwap offers a four-tier Loyalty Program with progressive fee discounts on every swap and USDT cashback at higher tiers. To join, create a Customer Account or log in with Google. You automatically start at Bronze level.
Every swap counts toward your level permanently, with no expiration window. Once you reach a tier, you keep it even if your volume later drops below the threshold.
*Gold and Platinum members can switch between two reward modes once per month: the default mode with cashback plus standard fee discount, or an enhanced discount mode that gives up cashback in exchange for a larger fee reduction.
Cashback is paid in USDT with flexible payout options via TRX or BSC networks. Minimum withdrawal amount: 250 USDT.
Gold and Platinum members also get a dedicated personal manager via Telegram, available 24/7 and ready to handle requests within minutes.
Fiat On-Ramp
Crypto shouldn’t be hard to buy. SimpleSwap offers fiat-to-crypto purchases through partner providers (Mercuryo, Simplex, Guardarian and others), allowing users to go from traditional currency to crypto without workarounds. Note: fiat purchases may trigger standard KYC verification as required by payment processors.
What It Costs — Fees Explained
How SimpleSwap Pricing Works
SimpleSwap doesn’t charge a separate, visible trading fee the way centralized exchanges do. Instead, all costs are bundled into the conversion rate you see before confirming your swap.
This means the quoted amount is the amount you receive, with no hidden charges or surprise deductions after the fact.
The rate you’re quoted includes several components:
Liquidity spread. The difference between buy and sell prices from the underlying liquidity provider. This varies by asset pair and market depth: major pairs (BTC/ETH, BTC/USDT) have tighter spreads, while exotic or low-liquidity pairs have wider ones. Typically in the range of 0.5%–2%.
Service component. SimpleSwap’s margin is built into the rate. This covers product operations, infrastructure, support, and development.
Blockchain network fees. These are not charged by SimpleSwap. They are the standard transaction fees required by the blockchain network itself, and they vary by network:
Routing costs. Associated with executing the swap through partner exchanges or liquidity providers. Included in the rate.
Fixed Rate vs. Floating Rate. Cost Difference
Fixed rates include a slightly wider spread compared to floating rates. This is the price of certainty: you’re paying for a 20-minute price guarantee that protects you from market volatility during blockchain confirmation.
Floating rates may sometimes deliver a marginally better deal when the market moves in your favor, though they can also move against you.
For most users doing standard conversions, the difference between fixed and floating is small enough that the choice comes down to preference: certainty vs. potential upside.
The Bottom Line on Fees
SimpleSwap is optimized for convenience, not for the absolute lowest fee on every transaction. If you’re a high-frequency trader executing dozens of swaps daily and comparing spreads across five platforms to find 0.05% edges, centralized exchanges with explicit maker/taker fees may offer tighter pricing.
If you value self-custody, privacy, speed, and simplicity, and you want a single rate that includes everything with no surprises, SimpleSwap’s bundled pricing model works exactly as advertised.
Support
In traditional finance, a delayed bank transfer is annoying but rarely catastrophic. In crypto, a stuck swap during a volatile market can mean real money. That’s why support quality isn’t a nice-to-have — it’s infrastructure.
SimpleSwap Support by the Numbers
How Support Actually Works
Live chat is available directly on the website and in the app. Not a chatbot that loops you through FAQ articles, but actual human support agents who can look into your specific swap.
Order tracking gives you real-time visibility into every swap. Each transaction gets a unique order ID, and the tracking page shows exactly where your swap stands at any moment, from deposit confirmation to final delivery. If something gets delayed at any step, from network congestion to liquidity routing, you see it immediately.
Personal manager (Gold/Platinum). This is where SimpleSwap diverges from the industry norm. At higher loyalty tiers, you don’t go through a ticket queue. You have a dedicated person who knows your swap history and responds directly. In a space where most platforms hide behind support forms and automated responses, this is a deliberately old-school choice that has stayed effective.
When Things Go Wrong
Blockchain transactions can be unpredictable, with network congestion and confirmation delays sometimes stretching the timeline. Here’s what SimpleSwap does differently:
Automatic resolution. Most support cases resolve automatically or near-automatically through the internal systems, with no ticket filing or wait time on the user side.
Fast human escalation. For cases that need human attention, the 4-minute average response time means you’re not sitting in a queue watching the market move while your funds are in limbo.
Comparison with exchanges. Centralized exchange support cases involving held funds or compliance reviews can stretch from days into weeks or longer. SimpleSwap’s track record on resolution speed is a direct competitive advantage, particularly for users with large swap volumes where time literally equals money.
Security — Self-Custody as a Security Model
The Core Principle: Your Keys, Your Crypto
SimpleSwap is built on a fundamental architectural decision: no long-term user balances on the platform. This isn’t a marketing line; it’s the structural difference from a centralized exchange.
In a traditional centralized exchange, you deposit your crypto into the exchange’s wallet. The exchange controls those funds until you withdraw them. This creates a single point of failure: if the exchange gets hacked, goes insolvent, freezes withdrawals, or gets targeted by regulatory action, your funds are at risk. FTX, Celsius, Mt. Gox, and dozens of smaller platforms proved this isn’t theoretical.
SimpleSwap works differently. Your crypto leaves a wallet you own and arrives at another wallet you own, with the swap routed through SimpleSwap’s infrastructure in a single transaction. There’s no ongoing platform account holding your funds, and no exchange-style position you need to manage between swaps.
What This Eliminates
Exchange custody risk. You don’t keep a long-term balance on a platform you don’t control, so there’s no exposure to platform insolvency.
Counterparty risk. You’re not trusting SimpleSwap to store your portfolio. The trust relationship is limited to a single swap transaction, not an ongoing custodial relationship.
Account compromise risk. Since most swaps don’t require an account, the surface area for credential theft is minimal compared to platforms where you keep a long-running balance.
What You’re Still Responsible For
Self-custody means self-responsibility. SimpleSwap eliminates platform-side risks, but you still need to handle the basics:
Wallet address accuracy. Always double-check the receiving wallet address. Blockchain transactions are irreversible, so if you send crypto to the wrong address, it’s gone. SimpleSwap cannot reverse a confirmed blockchain transaction.
Network selection. Make sure you’re sending on the correct blockchain network. Sending ERC-20 tokens to a BSC address (or vice versa) can result in permanent loss.
Wallet security. Your private keys, seed phrases, and wallet access are your responsibility. SimpleSwap never asks for your private keys.
Integration into Other Platforms
SimpleSwap’s swap infrastructure is integrated into 6,000+ partner products, ranging from leading crypto wallets to enterprise-grade aggregators, as shown in the picture below.
Key integrations include Exodus (NYSE-listed, powers self-custodial fixed-rate swaps), Tangem (native swaps inside the cold wallet via Tangem Express, with private keys never leaving the device), Ellipal (first co-branded hardware wallet integration, 100% air-gapped), Cake Wallet (open-source privacy wallet, core swap feature since 2022), and Tonkeeper (swap engine for the leading TON ecosystem wallet).
The product operates on a self-custodial, wallet-to-wallet model: there is no deposit storage, and crypto moves directly from your wallet to your wallet. SimpleSwap scans liquidity across its provider network and routes each swap through the optimal source, delivering competitive rates without requiring users to interact with multiple platforms directly.
FAQ
What is SimpleSwap? A self-custodial multi-source swap aggregator that pulls liquidity from well-known CEX and DEX sources. You swap crypto between your own wallets without opening an exchange account or giving up custody of your funds.
Does SimpleSwap require registration? No. Most crypto-to-crypto swaps can be completed without creating an account. Optional registration unlocks the Loyalty Program, swap history, and price alerts.
Is SimpleSwap self-custodial? Yes, in the sense that matters for users: you don’t keep a long-term balance on the platform. Funds leave a wallet you own and arrive at a wallet you own, and the swap itself is processed in a single, time-bounded transaction rather than through an ongoing custodial account.
How long does a swap take? Depends on the blockchain networks involved. Fast networks like Solana or Polygon can complete in under a minute. Bitcoin and Ethereum swaps typically take 10–30 minutes, depending on network congestion.
What rate types are available? Fixed rate (price locked for 20 minutes, guaranteed output) and floating rate (real-time market pricing, output may vary slightly based on market movement during execution).
How many cryptocurrencies does SimpleSwap support? 2,800+ assets with 3.2M+ trading pairs available.
What are the fees? All costs are bundled into the conversion rate you see before confirming. The quoted amount is the amount you receive. Components include liquidity spread, service margin, blockchain network fees, and routing costs. Loyalty Program members receive progressive discounts.
Is there a minimum swap amount? It depends on the specific trading pair. In most cases, the minimum swap amount is around $10–15, though it can vary depending on liquidity and configuration.
Does SimpleSwap have a mobile app? Yes, available for iOS and Android, redesigned in 2026 with faster navigation and price alert functionality.
What is the Loyalty Program? Four tiers (Bronze, Silver, Gold, Platinum) with progressive fee discounts, flexible cashback (keep as crypto or apply as a swap discount), and personal manager access at Gold and Platinum levels.
How does SimpleSwap handle stuck or delayed swaps? Every transaction gets a unique order ID with real-time tracking. 24/7 live chat support with a 4-minute average response time. Most issues resolve automatically. For complex cases, Gold and Platinum members have direct access to a personal manager.
Is SimpleSwap safe? Yes. The self-custodial model eliminates exchange custody risk, since your funds are never stored on the platform. SimpleSwap has operated since 2018, with 99.9% uptime and 20M+ swaps processed.
How does SimpleSwap compare to DEXs? SimpleSwap aggregates liquidity from multiple sources, including DEX pools, and wraps it in a simpler interface. There is no wallet connection setup or slippage parameter to configure, and gas is handled in the background. The result: broader routing options and smoother cross-chain execution, without manual bridging.
How does SimpleSwap compare to centralized exchanges? CEXs require account creation, fund deposits, and custody of your assets. SimpleSwap keeps you in control of your keys at all times. The trade-off is that you don’t get an order book or advanced trading tools. If you need asset conversion rather than a full trading terminal, SimpleSwap is faster and simpler.
Can I use SimpleSwap for large swaps? Yes. The aggregated liquidity model is designed to handle larger volumes with reduced price impact. Users with checks of $5K+ can benefit from the higher Loyalty tiers, which offer better rates and dedicated support through a personal manager.
What wallets integrate SimpleSwap? Over 6,000 partners, including Tangem, Exodus, Ellipal, Cake Wallet, Tonkeeper, and many others: https://simpleswap.io/affiliate-program
SimpleSwap — self-custody, private, friction-free crypto swaps since 2018.
