Lightning struck my house today and, among other damages, sent a surge to my modem and fried it, so if I don't answer emails from provenpassive.com in the next day or two it's because the technician has not yet come to replace the modem.  I live in the middle of nowhere, so cell service is spotty at best.  However, I will be back online soon, so don't worry.  If you paid into anything I recommended and haven't received payout by the time my internet is back up, I'll still pay you back.