Planting the Seed

Planting the Seed

Rookie investor thriving to get out off debt and achieve positive financial results. I also want to help people while I share my learning journey.


The Stock Market - How to Determine The Investor Profile

7 Feb 2024 2 minute read 0 comments Seedling

It's important that every investor considers the risk they are taking on and makes sure that it fits with their financial situation and ability to absorb losses in the event that they arise. It can occur that a person's financial circumstances don't...

The Stock Market - What is the opening and closing auction?

5 Feb 2024 1 minute read 0 comments Seedling

In the stock market, trades can be entered, modified, or canceled during the opening and closing auctions, but no actual trades are carried out during these times. During these auctions, the system determines the real-time equilibrium price between s...

The Stock Market - How it works

3 Feb 2024 1 minute read 4 comments Seedling

The stock market works by market dynamics, with price behavior being influenced by the interactions between buyers and sellers. As a result, the price of a stock tends to increase when it is in high demand and to decrease when fewer people are intere...

The FIRE Checklist of Freedom

25 Jan 2024 1 minute read 0 comments Seedling

In the previous post, I've introduced you guys to the FIRE movement. Now, here's the checklist to do it properly Understanding Your Numbers: Total annual income - salary, allowances, meal card value, productivity bonuses, IRS reimbursement, extra in...

F.I.R.E. Up Your Finances: A Guide to Early Retirement

22 Jan 2024 1 minute read 2 comments Seedling

The F.I.R.E. movement, which stands for Financial Independence Retire Early, is subdivided into three types. Essentially, what this movement aims to demonstrate is that it is mathematically possible to live without working. That is, with a certain am...

Avoid Debt and Uncertainty. The Emergency Fund

21 Jan 2024 1 minute read 2 comments Seedling

As we know, many people, perhaps from personal experience, encounter unforeseen circumstances throughout their lives that lead to increased expenses. We are also aware that we do not have control over everything around us, and at any point in our liv...

Family Budget

20 Jan 2024 1 minute read 3 comments Seedling

  A family budget is a financial tool that allows us to understand ourselves better, improve our personal finances, and plan our month, always taking into account our goals, income, and expenses. Let's classify: Income - These are the revenues. The m...

Budget Planning and Management

19 Jan 2024 1 minute read 0 comments Seedling

Money is nothing more than a means of exchange for our needs as human beings and the fulfillment of our desires as living beings embedded in a consumerist and capitalist society. We perceive needs as essential for our survival, something we cannot do...

The Wall Street's Dance with Bitcoin ETFs

4 Jan 2024 1 minute read 0 comments Seedling

Will you please stop for a moment and take a look at this? The height of Wall Street glitz, Goldman Sachs, seems prepared to jump right into the exciting world of Bitcoin ETFs. According to information leaked by two anonymous sources, the investment...

To do or not to do? Using the emergency fund to recover from my stolen crypto?

16 Jul 2023 1 minute read 2 comments Seedling

Yes, the emergency fund is meant to assist in times of income loss or reduction, or to cover unexpected expenses without compromising our monthly budget. It should serve as a safety net during  more challenging times.  The primary financial goal for...