My days of lending and staking my coins is pretty much over. The industry is in a bit of a tailspin after everything that has taken place, and confidence is at an all time low.

There was a time, just about a month ago, where I was about to leave the space. It was because of several things on my end, and not the crypto itself, but I had thought about getting offline all together due to all of the nonsense that I was reading and watching.

Even though it wasnt cryptos fault that I wanted to leave, I do want to talk about the cryptos that we need to walk away from and ignore. These cryptos are centralized, and some are just not secure. 

#1. IOTA...just a terrible centralized coin and my hopes is that it will continue losing value. 
#2. XRP...We all know that it is centralized, but many fight with me over how great it is...it isnt.
#3. NEO...Just another centralized coin that I will never get.
#4. EOS...Another coin that I wont get.
#5. STELLAR...Wow, I know many will fight me on this one too, but I wont touch it, and Q, well, thats another story...

Now for cryptos that may not be centralized, but I dont trust due to many odd things going on.

#1. SOLANA...I can see the arrows flying, and just to be clear, I actually thought it was a good coin, until all of the blackouts, and blockchain problems.
#2. ETH...Ok, ok, and why would a guy like me who doesnt trust ETH put it on this list, just so you all can argue with me in the comments? I put it on the list because it moved from being secure on PoW, to not as secure on PoS. Plus, plus, I believe that ETH is not what we think it is. I have a gut feeling that there isnt a good reason that dude is sticking around at the top.
#3. TETHER...Yes, and the reason, it is involved in WAY too many FTX things, and others that are shady.

Now, to get some out there that are good investments.

#1. Bitcoin.
#2. Litecoin.
#3. Bitcoin Cash.
#4. Monero.
#5. Dogecoin (the community)
#6. DASH. (although its getting lower and lower on this list)
#7. ZCASH.

There you have it...my list of the good bad and the ugly. 

Let me know in the comments below your thoughts, and why you think I am wrong about Ethereum...or any of them for that matter.