MindVest is a blog dedicated to those who want to develop their financial mindset, invest wisely, and grow continuously. I write about investments, cryptocurrencies, and personal development in a way that's easy to understand.
21 Apr 2026 3 minute read 0 comments luciman
When analysing the costs of a fund, as discussed in the previous article, one simple idea becomes clear: investing is a game of time. Low costs only become truly meaningful if you remain invested long enough for compound growth to work. This leads to...
20 Apr 2026 3 minute read 0 comments luciman
After exploring the lessons we can learn from the books of great investors, a practical question naturally appears: how do we apply those ideas when selecting real investments? One of the first things experienced investors examine is not the advertis...
20 Apr 2026 4 minute read 0 comments luciman
The fear of missing opportunities, discussed in the previous article, often appears when investors search for quick solutions or “magic” ideas. In reality, one of the most stable sources of learning in investing remains something much simpler: the bo...
19 Apr 2026 3 minute read 0 comments luciman
When markets reach new highs and more people begin talking about quick profits, a difficult feeling often appears: the impression that everyone else is benefiting while you have been left behind. In the previous article we explored how to invest when...
18 Apr 2026 3 minute read 0 comments luciman
There is a moment that nearly every investor eventually encounters. After learning how to build a balanced portfolio and beginning to invest consistently, a situation appears that often creates hesitation: the market reaches new all-time highs. Chart...
18 Apr 2026 3 minute read 0 comments luciman
Once you begin analysing the difference between growth-oriented investments and dividend-focused ones, a deeper question naturally follows: what should a portfolio actually look like if it is meant to survive over the long term? Not a portfolio that...
17 Apr 2026 3 minute read 0 comments luciman
As you begin building a long-term financial plan, you eventually encounter a question that seems simple at first but becomes increasingly complex as you dive deeper into investing: is it better to invest for growth or for dividends? This question oft...
16 Apr 2026 3 minute read 0 comments luciman
As you begin to understand how a safe withdrawal rate works, a new perspective on investing starts to appear. Investing is no longer only about accumulation or about a traditional retirement at the age of sixty-five. You may begin to wonder whether i...
16 Apr 2026 3 minute read 0 comments luciman
As you begin approaching the idea of financial independence, an important practical question inevitably arises: how much of your portfolio can you withdraw each year without exhausting your savings? Building a solid portfolio is only one part of the...
15 Apr 2026 3 minute read 0 comments luciman
Once you understand the importance of having a strategy that protects you during times of crisis, you begin to look at investing from a broader perspective. It is no longer only about returns or selecting promising assets, but about building a financ...
