Dear Friends,

We are always talking about investments, passive income and all other income streams to run our family life.

Have you ever wonder what our older generation do in terms of their investments?

"Why? Did our parents make investments? Aren't we all doing well now?"

I was invited to a prestigious college to raise awareness among students about the stock market and investments.

After I finished my talk, a student asked me this very question:

"Sir, why does everyone keep saying we should invest in the stock market or Mutual Fund SIPs?

Why? Did our parents make investments? Aren't we all doing well now?"

As soon as the student asked this, the entire auditorium erupted in a loud commotion.
Since the audience consisted of students, they assumed I wouldn't have an answer to this question.

It was, after all, a profound and pointed question that held a significant truth; many parents—including my own—had never invested in the stock market, mutual funds, or SIPs. That is a fact I cannot deny.

Once the commotion in the hall subsided, I asked the student for his name.

I then invited him to come up onto the stage.

The student, who had asked the question while holding the microphone down in the audience, hesitated to come up.

However, after all the professors urged him he reluctantly made his way to the stage towards me. 

When he arrived, I shook his hand and asked for his name and age. 

"He introduced him as Kavin and he replied, "18 years old".

I first asked everyone to give Kavin a big round of applause.

I told him he had to stay on stage until I answered his question.

He protested, "Oh no, sir, please let me go back down to his seat. All my friends are down there, and they're laughing at me.

I would  rather go back down.

To answer my question on what his father's do- he said his father runs a vegetable shop and his mom helps him. 

Our parents did not invest their life savings in stock market shares or mutual fund schemes.

Instead, they invested in us with the following:

Educational Expenses with regard to School fees & College fees.
Medical expenditures. 
Family expenses.

These constituted the most significant investments of their lives.

The reason is that, in their era, simply saving money was considered a major achievement.

They believed that incurring debt or losing money would leave them without financial security.

That is why they primarily invested or saved their money in:

Fixed Deposits (FD)
Gold
Insurance
Real Estate

Moreover, the lifestyle and economic environment they lived in were quite different from ours that we live today.

Today, however, the world is moving toward a completely different economic landscape.

Inflation, in particular, erodes the value of money in our daily lives without us even realizing it.

Therefore, it is up to us to explain and help our parents understand how money works.

There are a few key investments that can safeguard our parents at this time with Health Insurance, keep an emergency fund and to have a small SIP Investment. 

Many people also harbor a regretful thought: "If only my parents had invested in the stock market back then, the value would be immense today." None of our parents invested in the stock market; however, they invested in us—equipping you and me with the understanding of what the stock market actually is.

It is precisely because of this that I now create content about the stock market and continue to expand my knowledge in this field.

The foundation for all of this lies in the investment they made to cultivate my capabilities.

Our parents are the ones who made the greatest investment of all in this world.

That investment was in themselves—or rather, the greatest investment they made was in us.

As Warren Buffett famously said, the best investment you can make is an investment in yourself.

Our knowledge is the greatest investment our parents ever gave us.

A post dedicated to knowledge...