It's been almost a month plus since I entered the Crypto world with my first fiat to crypto transfer. And during the past month, I've been devouring crypto-related information from all over the internet, from crypto articles, You-Tube and of course Publish0x, hoping to learn as much as I can before I channel more funds from the fiat to the crypto world.

Being new, I was cautious and viewed everything I read through skeptical lens.

I have many questions that needed answering before I can be convinced to invest more:

• If crypto-currencies are so volatile, how can they replace fiat money for day-to-day transactions? 
• How does one "value" a particular coin/token?
• While block-chain technology with its decentralized ledger system sounds good, how do we prevent the deep pocket minority owners holding on to the majority of a particular coin, or even the exchanges themselves, from manipulating the demand/supply and affecting the prices of a particular coin?   
• Are those in the crypto community really looking at cryptos as alternatives to fiat currency for transactions or are they actually treating cryptos like lottery tickets with 100x or 1000x returns from their holdings? A quick google seems to imply the latter. But is the case for the silent majority?  Does the demand for stablecoins show that there are some (not sure if they represent the majority) that prefer to invest for stable returns in terms of the stakes dividend/interest?
• One needs a market place to buy/sell/exchange the coins. For convenience, most tend to deposit fiat cash into the exchange to exchange into their favorite crypto coin/token. After which, they are free to HODL their crypto either on the exchange or transfer into cold wallets. The exchanges tend to entice one to keep their crypto with them, through stakes promising high dividends/interest. Since the exchanges are not regulated, how does one avoid a repeat of Mt Gox?
• Last but not least, while it is relatively easy to deposit fiat to exchange for cryptos, is it that easy to withdraw once the accumulated amount has either increased to a substantial value or one just wants to withdraw? Recently there are more exchanges that have tie ups with Visa for crypto to be transferred to fiat for spending at merchants where Visa debit cards are accepted. But what about one-time transfer of large amounts of a few thousands or more? Are the fees unavoidable?

I look forward to the comments as I'm sure most, if not all, in the Publish0x community are way more experienced than I am, who will have no doubt have their views to share to newbies like myself. As this is my first ever post, be kind. :)

In the next few posts, I plan to share my experience and thoughts as I navigate deeper into the Crypto world. Through the posts, I hope to learn from the experienced ones through their comments as well as encourage discussion among the newbies.