I saw one meme image of one cub on internet getting feed by Master and after cub grown and became Lion then kill and eat master.
AI is just playing the same character of cub in real life and the master is Human. Today human feel helpless as such giant industry maker and companies running in the race of existence .everyone do not want to loose the biggest pie of profit and fame.
These companies cutting off manpower and the company budget investing heavily in the race of building super AI who can run the entire ecosystem of human lifestyle.
I want to introduce the word 'Agentic Commerce' which is ready to communicate and deal automatically without human inteference .They are built in such a way ,They can able for autonomous decision,mean talk two machine to each other ,find the better option and pay the amount .
Open AI partnered with Stripe for their user to write the prompt of buying something and AI will do the rest like check out and payment.
Perplexity AI search engine integrated paypal for their user to do shopping by just typing simple prompt.
Anthropic a cloud platform already linking banking and wall street for cash flow management ,accounting and auto invoicing processing.
Amazon AWS set the Bedrock core payment AI tool so developer will utilise these for creating Commercial AI who can collect and payment for client.
Mastercard and Visa set their own tool 'Agent pay for Machine' and 'Visa inteligence Commerce' The core functionality of both are like setting payment on virtual spending cards with limit, Micro payment mandate, engage on agentic commerce .
Razorpay biggest india payment company , intuit who handle Bills ,invoice processing auto approval and handling vendor payment.
These are all fintech companies are already got in with AI.
Coinbase also setting their AI to run the internet payment on x402 wallet to use USDC for payment to user by their AI.Solana due to low transaction fee on the blockchain for even bigger transaction ,Block Run AI and Pay AI Network companies handling million transactions through AI on the Solana Blockchain.
AI is here to make human more like donkey or supar human .This will decide by time but current trend is just over pouring on daily basis.AI can talk to AI and buy your most valuable and branded shoes under your budget and pay to get delivery at your home.
There are few researcher who tell that AI is still not matured enough to handle big transaction without human supervision . One bugs or compromised prompt may empty your bank savings .
AI is good to deal between machine but if AI deal with human and as AI good in distributing and transacting payment ,can not revoke the payment if it is freeze somehow because that kind of behave of deal ,AI still needs to learn.
In Conclusion, I am just want to put my thinking about AI payment handling which is good for micro payment with virtual card limit so if AI gets bad prompt then it can not spend more than limit.For Big Transaction still need real human to work.
AI is about to take over Information Technology ,Software Companies, Payment Companies , Accounting and Banking . Human Now need to upgrade their skill so Human again take control on AI and be relevent for saving its job .
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