my name is Ishmael. for more than a year now I have tried out some earning apps that promised to pay directly to opay or palmpay account. many failed.

 But I found 5 that really paid me in 2026. You don't need capital, just your phone and data.

1. Hawkit

Best for small tasks. You do social media tasks like commenting and following. Pays ₦100 to ₦500 per task. Minimum withdrawal is just ₦100 directly to your OPay or PalmPay. I withdraw daily.

2. Premise App

Best for people in Benin. You answer surveys and take pictures of shops, market prices. Each task pays ₦150 to ₦1200. They pay via PayPal and you can convert to Naira.

**3. Lodpost**

This is where I earn by writing. Like this article you are reading. Lodpost pays $1 to $5 per 1000 views. That is ₦1500 to ₦7500. You just write what you know. I have made $0.06 already with 14 views.

**4. GoJelly**

You just share your internet. Install the app and leave it. You get $0.20 per day. Minimum withdrawal $3 to crypto, then to OPay.

**5. PalmPay Invite**

Fastest for urgent money. PalmPay gives you ₦800 per friend you invite. 10 friends = ₦8000. Transfer to OPay with zero charge.

**My Advice:**

Don't download all at once. Pick Hawkit or Lodpost first, test for 3 days, withdraw, then try next one. Avoid any app that asks you to pay before earning.

I tested these myself. You can see my full detailed proof on Lodpost here: https://lodpost.com/five-legit-apps-that-pays-directly-to-your-opay-or-palmpay-account-2026-i-tested-them-and-it-worke-28918

Which one have you tried? Comment your OPay proof.

Follow my blog Ishmael's earnings journey for weekly updates.