Happy Hour Finances

This blog aims to tackle personal finances matters, from the more basic concepts that can be applied in every day life to slightly more advanced concepts that require a certain degree of being intentional with improving your finances.

Rules of budgeting [2/4]

8 Jan 2021 2 minute read 0 comments Consequence Analysis

Greetings readers, In the previous post we looked at the first part of the rules of budgeting mini-series. To kick things off we looked at budgeting the minimum living expenses, which we also briefly defined and categorized. If budgeting for the min...

Rules of budgeting [1/4]

4 Jan 2021 2 minute read 0 comments Consequence Analysis

Greetings readers, Welcome to the 3rd instalment in the series dedicated to financial discipline. If you've missed the previous posts, we discussed about expense tracking and debt assessment. Fun topics, I know... Bet you're all excited about budgeti...

There is no such thing as free money

2 Jan 2021 3 minute read 0 comments Consequence Analysis

Greetings readers, If you are reading this around its original publishing date, then I would like to wish you a Happy New Year 2021! May you achieve your financial goals for this year and most importantly, stay healthy and take care of yourselves and...

If it's not in, it's out

31 Dec 2020 5 minute read 0 comments Consequence Analysis

Greetings readers, Hope you are all well and enjoying this last day of 2020. Damn, it felt like a whole decade. In my first post we set the stage for what would be the start of our journey towards financial discipline and why we should act sooner ra...

Eye of the financial storm

29 Dec 2020 3 minute read 0 comments Consequence Analysis

Greetings readers, I can't believe we are almost at the end of this weird and difficult year. If anyone would have told me back in January that starting March (in the Western hemisphere) we would be in various degrees of travel restrictions and lockd...